897 Clover Ln, Pingree Grove (Hampshire), IL 60140 Property Records

Kane County property record for 897 Clover Ln, Pingree Grove, IL 60140

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,481 sqft · built 2006
Lot Size	0.3 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jul 2025)
Tax Bill	$5,375 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-28-306-003`

Property Details

APN / Parcel Number

Primary APN	`02-28-306-003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,481 sqft Living Area
Gross Area	1,881 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	1,307 sqft (0.3 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	897 CLOVER LN
City	PINGREE GROVE
State	IL
Zip	60140-9116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE LAKES UNIT 2 LT 3294
Legal Subdivision	CAMBRIDGE LAKES
Legal Block	1
Legal Lot Number	3294
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1002
Census Tract	850710

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1764 ANDOVER LN, CRYSTAL LAKE, IL 60014-2965
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 8, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Prior Sale	May 8, 2019 · Amount on Record
Deed Document Number	202524522
Prior Transfer Date	May 26, 2010
Prior Transfer Doc	0000041017
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	897 CLOVER LN, PINGREE GROVE, IL 60140-9116
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 CLOVER LN, PINGREE GROVE, IL 60140-9116

Mortgage

Document Number	0000011090
Date	Mar 19, 2026
Instrument	2026K011090

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	897 CLOVER LN, PINGREE GROVE, IL 60140-9116
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008275
Date	Feb 1, 2021
Instrument	2021K008275

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 8, 2019
Property Address	897 CLOVER LN, PINGREE GROVE, IL 60140-9116
Document Number	0000018254
Instrument Date	Apr 26, 2019
Instrument	18254
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	897 CLOVER LN PINGREE GROVE IL 601409116, PINGREE GROVE, IL 60140-9116

Mortgage

Document Number	18255
Date	May 8, 2019
Instrument	18255

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Municipality	Pingree Grove Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,375.00 (+3.41%)
2024	$5,198.00 (+8.22%)	$69,599 (+24.5%) Land $14,428 Building $55,171	$208,881 (+24.55%) Land $43,301 Building $165,579
2022	$4,803.00 (+9.93%) Homeowner's exemption	$55,902 (+15.29%) Land $12,030 Building $43,872	$167,706 (+15.29%) Land $36,090 Building $131,616
2021	$4,369.00 Homeowner's exemption	$48,490 Land $11,315 Building $37,175	$145,470 Land $33,945 Building $111,525

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINGREE GROVE serves 10,365 people · EPA ID IL0890160
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.68 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet.

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