897 Clarence Phillips Rd, Bennett, NC 27208 Property Records

Chatham County property record for 897 Clarence Phillips Rd, Bennett, NC 27208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 2021
Lot Size	4.88 acres (212,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Nov 2020)
Tax Bill	$2,087 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0003720`

Property Details

APN / Parcel Number

Primary APN	`0003720`
Alternative APN	`1372492`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,498 sqft Living Area
Upper Floors Area	327 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Construction Type	Wood
Lot Area	212,791 sqft (4.88 acres)
Porch	Porch
Porch Area	372 sqft

Location & Zoning

Street Address	897 CLARENCE PHILLIPS RD
City	BENNETT
State	NC
Zip	27208-9398
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	B12-21 AC 4.885 BK 99 PG 267
Legal Subdivision	SOUTH WEST BEAR CREEK
Legal Block	84
Jurisdiction	CHATHAM NC
Township / Civil Division	BEAR CREEK
Census Block Group	1
Census Block	1031
Census Tract	20500

Owner

Source: Chatham County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	897 CLARENCE PHILLIPS RD, BENNETT, NC 27208-9398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Mar 21, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 22, 2021	Deed of Trust, Mortgage · Construction Mortgage STATE EMPLOYEES CU
Nov 9, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Deed Document Number	202014175
Deed Book / Page	2160 / 661
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Recording Date	Jun 26, 2026
Property Address	897 CLARENCE PHILLIPS RD, BENNETT, NC 27208-9398
Document Number	0000005797
Book / Page	2533 / 1060
Instrument Date	Jun 22, 2026
Instrument	20265797
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 CLARENCE PHILLIPS RD, BENNETT, NC 27208-9398

Mortgage

Document Number	0000005797,
Date	Jun 26, 2026
Book Page	2533/1060
Instrument	20265797

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.51%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	897 CLARENCE PHILLIPS RD, BENNETT, NC 27208-9398
Transaction Type	Mortgage
Record Updated	Apr 8, 2024
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002405/216
Date	Mar 21, 2024
Book Page	2405/216
Instrument	2225

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	897 CLARENCE PHILLIPS RD, BENNETT, NC 27208-9398
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002224/683
Date	Jun 22, 2021
Book Page	2224/683
Instrument	9794

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Apr 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Nov 9, 2020
Property Address	897 CLARENCE PHILLIPS RD, BENNETT, NC 27208-9398
Document Number	0000014175
Book / Page	002160 / 000661
Instrument Date	Oct 22, 2020
Instrument	14175
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 572 SWANSBORO NC 285840572, SWANSBORO, NC 28584-0572

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,087.00 (+18.58%)	$271,880 (+39.85%) Land $40,779 Building $231,101	$271,880 (+39.85%) Land $40,779 Building $231,101
2024	$1,760.00 (+4.64%)	$194,402 (-) Land $33,734 Building $160,668	$194,402 (-) Land $33,734 Building $160,668
2023	$1,682.00	$194,402 Land $33,734 Building $160,668	$194,402 Land $33,734 Building $160,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Randolph Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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