897 Chestnut Tree Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 897 Chestnut Tree Dr, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,218 sqft · built 2005
Lot Size0.207 acres (9,000 sqft)
Owner2 Individual Names on Record
Last Sale$473,255 (Sep 2005)
Tax Bill$6,262 (2025)
Deeds & MortgagesMar 2021 Transfer
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-165-90221103

Property Details

APN / Parcel Number

Primary APN03-165-90221103
Alternative APNs
  • 3-165-90221103
  • 16590221103

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,218 sqft Living Area
Gross Area2,458 sqft
1st Floor Area1,128 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,000 sqft (0.207 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area168 sqft
Patio Area240 sqft
Gazebo168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number16590221103
Street Address897 CHESTNUT TREE DR
CityANNAPOLIS
StateMD
Zip21409-5111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 10 BK JJJ PL 7 CAPE ST CLAIRE
Legal SubdivisionCAPE ST CLAIRE
Legal BlockJJJ
Legal Lot Number10
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2017
Census Tract731003

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address897 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-5111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Intrafamily Transfer, Transfer
Nov 10, 2020Deed of Trust, Mortgage · VA Mortgage
PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2005 · Amount on Record
Deed SaleSep 16, 2005 · Amount on Record
Deed Document Number200513444
Deed Book / Page16856 / 593
Last Transfer DateMar 5, 2021
Transfer Doc0363680437
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateMar 17, 2021
Property Address897 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-5111
Document Number0363680437
Book / Page36368 / 437
Map ReferenceMB 22 FO 2
Instrument DateMar 5, 2021
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address897 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-5111

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address897 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-5111
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPASSPORT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0355750075
DateNov 10, 2020
Book Page35575/75
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$590,533 (+5.89%)$623,400 (-) Land $240,000 Building $383,400
2025$6,262.00 (+2.25%) Homeowner's exemption$557,667 (+8.14%)$623,400 (+18.79%) Land $240,000 Building $383,400
2024$6,124.00 (+17.03%)
2023$5,233.00 Homeowner's exemption$515,700$524,800 Land $230,000 Building $294,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1978–2003)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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