Franklin County property record for 897 Carson Ln, Winchester, TN 37398
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 752 sqft · built 2008 |
| Lot Size | 4.4 acres (191,664 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Jul 2019) |
| Tax Bill | $924 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Sep 2019 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026074 01501 |
| Primary APN | 026074 01501 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 752 sqft Living Area |
| 1st Floor Area | 752 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 191,664 sqft (4.4 acres) |
| Garage Type | Mixed |
| Garage Area | 2,400 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 176 sqft |
| Patio Area | 192 sqft |
| Utility Building | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 897 CARSON LN |
|---|---|
| City | WINCHESTER |
| State | TN |
| Zip | 37398-3604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: R01 |
| Legal Subdivision | GREEN ACRES SUB |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2102 |
| Census Tract | 960402 |
Source: Franklin County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 897 CARSON LN, WINCHESTER, TN 37398-3604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS TRI-COUNTY BANK |
| Sep 12, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage TRI CNTY BK |
| Jul 26, 2019 | Warranty Deed, Transfer SOUTHERN TN TITLE AND ESCROW LLC, SOUTHERN TN TITLE & ESCROW LLC |
| Jun 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2019 · Amount on Record |
| Deed Sale | Jul 26, 2019 · Amount on Record |
| Prior Sale | Jun 5, 2018 · Amount on Record |
| Deed Document Number | 19004344 |
| Deed Book / Page | D0437 / 596 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 897 CARSON LN, WINCHESTER, TN 37398-3604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | SANGER |
| Document Number | 0000008094 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | T1312/362 |
| Instrument | 19008094 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|---|
| Type | Bank |
| Address | DUNLAP, TN 37327 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Sep 12, 2019 |
| Property Address | 897 CARSON LN, WINCHESTER, TN 37398-3604 |
| Book / Page | 001299 / 000603 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 5517 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 897 CARSON LN WINCHESTER TN 373983604, WINCHESTER, TN 37398-3604 |
| Document Number | 0000005517 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 001299/000603 |
| Instrument | 5517 |
| Name | TRI CNTY BK |
|---|---|
| Type | Bank |
| Address | DECHERD, TN 37324 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 11, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Jul 26, 2019 |
| Property Address | 897 CARSON LN, WINCHESTER, TN 37398-3604 |
| Document Number | 0000004344 |
| Book / Page | 000437 / 000596 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 4344 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2019 |
| Title Company | SOUTHERN TN TITLE AND ESCROW LLC, SOUTHERN TN TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $481.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 897 CARSON LN WINCHESTER TN 373983604, WINCHESTER, TN 37398-3604 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Jun 5, 2018 |
| Property Address | 897 CARSON LN, WINCHESTER, TN 37398-3604 |
| Document Number | 0000003395 |
| Book / Page | 000428 / 000488 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 3395 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2018 |
| Title Company | SOUTHERN TN TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $684.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 7TH AVE NW WINCHESTER TN 373981311, WINCHESTER, TN 37398-1311 |
| Document Number | 3396 |
|---|---|
| Date | Jun 5, 2018 |
| Book Page | 001254/000216 |
| Instrument | 3396 |
| Name | CITIZENS CMNTY BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 4, 2023 |
Source: Franklin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $924.00 (+7.69%) | $46,325 (+1.2%) Land $12,025 Building $34,300 | |
| 2023 | $45,775 Land $12,025 Building $33,750 | ||
| 2022 | $858.00 | $185,300 Land $48,100 Building $137,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER SYSTEM serves 25,683 people · EPA ID TN0000754 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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