897 Bay St, Crestview, FL 32536 Property Records

Okaloosa County property record for 897 Bay St, Crestview, FL 32536

Property Summary

Property Type	Commercial Vacant Land
Details	1,350 sqft
Lot Size	0.96 acres (41,818 sqft)
Owner	Company Name on Record
Last Sale	$1,750,000 (Feb 2026)
Tax Bill	$963 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-9635-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-9635-3`
Alternative APN	`20-3N-23-0000-0032-0000`

Interior

Building Area	1,350 sqft
1st Floor Area	1,350 sqft

Exterior

Lot Area	41,818 sqft (0.96 acres)
Lot Width	177 ft Width
Porch	Porch
Porch Area	306 sqft

Location & Zoning

Street Address	897 BAY ST
City	CRESTVIEW
State	FL
Zip	32536-4801
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	NW1/4 OF BEG SE COR SW1/4 OF NE1/4 N 10 CHS FOR BEG N 5 CHS W 8 CHS SELY 5.37 CHS E 6.52 CHS TO BEG
Legal Range	23
Legal Township	03N
Legal Section	20
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1073
Census Tract	20601

Owner

Source: Okaloosa County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	145 WEDGEWOOD LN, CRESTVIEW, FL 32536-1501
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2026 · Amount on Record
Deed Sale	Feb 12, 2026 · Amount on Record
Prior Sale	Dec 17, 2014 · Amount on Record
Deed Document Number	3798612
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 12, 2026
Property Address	897 BAY ST, CRESTVIEW, FL 32536-4801
Document Number	0003798612
Instrument Date	Jan 30, 2026
Instrument	3798612
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22515 COUNTY ROAD 89, MENTONE, AL 35984-3218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 WEDGEWOOD LN, CRESTVIEW, FL 32536-1501

Mortgage

Document Number	0003798613
Date	Feb 12, 2026
Instrument	3798613

Lender

Name	CCB COMMUNITY BANK
Type	Bank
Address	CRESTVIEW, FL 32536

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$963.00 (+4.11%)	$60,708 (+6.08%) Land $60,708	$60,708 (+6.08%) Land $60,708
2023	$925.00 (+4.28%)	$57,228 (+5%) Land $57,228	$57,228 (+5%) Land $57,228
2022	$887.00	$54,503 Land $54,503	$54,503 Land $54,503

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20