8965 Ridgeton Ln, Lakeside, CA 92040 Property Records

San Diego County property record for 8965 Ridgeton Ln, Lakeside, CA 92040 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1979
Square Footage2,012 sqft Living Area
Lot Size14,215 sqft (0.326 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2000)
Tax Bill$5,218.00 (2025)

Property Details

APN / Parcel Number

Primary APN397-370-03-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area2,012 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleConventional Style
Lot Area14,215 sqft (0.326 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address8965 RIDGETON LN
CityLAKESIDE
StateCA
Zip92040-5028
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 3 TR 008854
Legal SubdivisionSAN DIEGO #3555-1
Legal Tract008854
Legal Block3
Legal Lot Number3
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup3
Census Block3000
Census Tract16807

Owner

Source: San Diego County records · APN 397-370-03-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address8965 RIDGETON LN, LAKESIDE, CA 92040-5028
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2018Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Jun 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE FIRST MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 02, 2000 · Amount on Record
Deed SaleNov 02, 2000 · Amount on Record
Prior SaleJun 13, 1997 · Amount on Record
Deed Doc Number2000594278
Last Transfer DateAug 06, 2012
Transfer Doc0000548522
Record RefreshedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8965 RIDGETON LN, LAKESIDE, CA 92040-5028
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000315123
DateAug 02, 2018
Instrument2018-0315123
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 28, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8965 RIDGETON LN, LAKESIDE, CA 92040-5028
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000324604
DateJun 23, 2020
Instrument2020-0324604
Lender
NameCORNERSTONE FIRST MORTGAGE INC
TypeNon-Lending Institution
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$384,215 (+2%) Land $141,424 Building $242,791
2025$5,218.00 (+7.26%) Homeowner's exemption$376,682 (+4.04%) Land $138,651 Building $238,031
2023$4,865.00 (+2.06%) Homeowner's exemption$362,057 Land $133,268 Building $228,789
2022$4,767.00

Flood & Wildfire

8965 Ridgeton Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
37th percentile of exposed land nationally · 22nd in California
Wildfire LikelihoodLow — about 1 in 2,128 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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