Shelby County property record for 8965 Ludgate Pl E, Cordova, TN 38016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,870 sqft · built 1978 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $223,500 (Oct 2024) |
| Tax Bill | $1,607 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Feb 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-6521-A0-0055 |
| Primary APN | 09-6521-A0-0055 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,870 sqft Living Area |
| 1st Floor Area | 1,870 sqft |
| Utility Area | 70 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | European |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,000 sqft (0.413 acres) |
| Lot Dimensions | 148 ft deep x 41 ft wide |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Patio Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8965 LUDGATE PL E |
|---|---|
| City | CORDOVA |
| State | TN |
| Zip | 38016-8416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | E S LUDGATE PLACE EAST E S LUDGATE PLACE EAST |
| Legal Subdivision | COUNTRYWOOD REV SEC D |
| Legal Lot Number | 780 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21141 |
Source: Shelby County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8965 LUDGATE PL E, CORDOVA, TN 38016-8416 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 25, 2026 | Quit Claim Deed, Transfer OMEGA TITLE |
| Feb 5, 2026 | Deed of Trust, Mortgage · VA Mortgage DIRECTIONS EQUITY LLC |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2024 · Amount on Record |
| Deed Sale | Oct 11, 2024 · Amount on Record |
| Prior Sale | Mar 8, 2016 · Amount on Record |
| Deed Document Number | 202488326 |
| Last Transfer Date | Sep 24, 2026 |
| Transfer Doc | 0000083737 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Sep 25, 2026 |
| Property Address | 8965 LUDGATE PL E, CORDOVA, TN 38016-8416 |
| Document Number | 0000083737 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 202683737 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2026 |
| Title Company | OMEGA TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 8965 LUDGATE PL E, CORDOVA, TN 38016-8416 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 8965 LUDGATE PL E, CORDOVA, TN 38016-8416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8965 LUDGATE PI E, CORDOVA, TN 38016-8416 |
| Document Number | 0026008252 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 26008252 |
| Name | DIRECTIONS EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78248 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 8965 LUDGATE PL E, CORDOVA, TN 38016-8416 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021120664 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 21120664 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,607.00 (-43.73%) | $59,775 (+27.45%) Land $15,375 Building $44,400 | $239,100 (+27.45%) Land $61,500 Building $177,600 |
| 2023 | $46,900 Land $8,125 Building $38,775 | ||
| 2022 | $2,856.00 | ||
| 2021 | $187,600 Land $32,500 Building $155,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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