8963 Ironbark St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8963 Ironbark St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,224 sqft · built 2001
Lot Size	0.278 acres (12,097 sqft)
Owner	Company Name on Record
Last Sale	$1,530,000 (Sep 2021)
Tax Bill	$13,801 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`783-65-005`

Property Details

APN / Parcel Number

Primary APN	`783-65-005`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,224 sqft Living Area
1st Floor Area	2,945 sqft
2nd Floor Area	279 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	12,097 sqft (0.278 acres)
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8963 IRONBARK ST
City	GILROY
State	CA
Zip	95020-8403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9201 LOT 30
Legal Subdivision	MAP OF TRACT NO 9201
Legal Tract	9201
Legal Lot Number	30
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2014
Census Tract	512515

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8963 IRONBARK ST, GILROY, CA 95020-8403
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage STAR ONE CU
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Nov 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Sep 24, 2021	Grant Deed, Transfer · Line of Credit THE BRIDGE LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Oct 7, 2015 · Amount on Record
Deed Document Number	202125111547
Last Transfer Date	Oct 26, 2021
Transfer Doc	0025151793
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8963 IRONBARK ST, GILROY, CA 95020-8403
Transaction Type	Mortgage
Record Updated	Apr 18, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8963 IRONBARK ST, GILROY, CA 95020-8403

Mortgage

Document Number	0025459775
Date	Apr 7, 2023
Instrument	25459775

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2043

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8963 IRONBARK ST, GILROY, CA 95020-8403
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8963 IRONBARK ST, GILROY, CA 95020-8403

Mortgage

Document Number	0025391575
Date	Oct 26, 2022
Instrument	25391575

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 2, 2021
Property Address	8963 IRONBARK ST, GILROY, CA 95020-8403
Document Number	0025151793
Map Reference	MB 729 PG 1-18
Instrument Date	Oct 26, 2021
Instrument	25151793
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8963 IRONBARK ST, GILROY, CA 95020-8403

Mortgage

Document Number	0025151794
Date	Nov 2, 2021
Instrument	25151794

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Mortgage

Document Number	0025151795
Date	Nov 2, 2021
Instrument	25151795

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 24, 2021
Property Address	8963 IRONBARK ST, GILROY, CA 95020-8403
Document Number	0025111547
Map Reference	MB 729 PG 1-18
Instrument Date	Sep 21, 2021
Instrument	25111547
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8963 IRONBARK ST, GILROY, CA 95020-8403

Mortgage

Document Number	0025111548
Date	Sep 24, 2021
Instrument	25111548

Lender

Name	THE BRIDGE LOANS INC
Type	Non-Lending Institution
Address	98080

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 16, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,150,517 (+2%) Land $334,015 Building $816,502
2025	$13,801.00 (+2.21%) Homeowner's exemption	$1,127,959 (+4.04%) Land $327,466 Building $800,493
2023	$13,503.00 (+1.67%) Homeowner's exemption	$1,084,161 Land $314,751 Building $769,410
2022	$13,281.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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