8962 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 8962 Field Rd, Clay, MI 48001

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,642 sqft · built 1968
Lot Size12.4 acres (542,322 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Nov 2021)
Tax Bill$5,172 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN74-14-541-0053-600

Property Details

APN / Parcel Number

Primary APN74-14-541-0053-600

Interior

Full Baths2 Baths
Building Area2,642 sqft Living Area
Gross Area2,609 sqft
1st Floor Area2,642 sqft
Basement Area2,642 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area542,322 sqft (12.4 acres)
Lot Dimensions1,852 ft deep x 295 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address8962 FIELD RD
CityCLAY
StateMI
Zip48001-3802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionPART OF LOT 1285 & SECTION 5, BEG S 1D 26M 11S W 1050' FROM NE COR OF LOT 1285, TH N 88D 42M 9S W 1817.37', TH S 17D 0M 38S W
Legal Range16E
Legal Township02N
Legal Section05
Legal SubdivisionSUPERVISOR ROY T GILBERTS PLAT #17
Legal Lot Number1285
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group3
Census Block3002
Census Tract646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8962 FIELD RD, CLAY, MI 48001-3802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2021 · Amount on Record
Deed SaleNov 12, 2021 · Amount on Record
Deed Document Number202131814
Deed Book / Page5448 / 238
Prior Transfer DateOct 29, 2014
Prior Transfer Doc004551/341
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateNov 12, 2021
Property Address8962 FIELD RD, CLAY, MI 48001-3802
Document Number0005448238
Book / Page5448 / 238
Map ReferenceLB 50 PG 30
Instrument DateOct 1, 2021
Instrument2021031814
Transaction TypeTransfer
Record UpdatedAug 2, 2023
Title CompanyPREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8962 FIELD RD, CLAY, MI 48001-3802

Transferred To (Grantee/Buyer)

NameVerified Name
Address8962 FIELD RD, CLAY, MI 48001-3802

Mortgage

Document Number2021031815
DateNov 12, 2021
Instrument2021031815
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$190,800 (+6.3%)$381,600 (+6.3%)
2025$5,172.00 (+3.98%) Homeowner's exemption$179,500 (+28.67%)
2024$4,974.00 (+4.89%)$359,000 (+28.67%)
2023$139,500
2022$4,742.00$279,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims12 (1985–1995)
Claims Outside the SFHA10 of 12
Most Recent ClaimAug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY TOWNSHIP
serves 9,866 people · EPA ID MI0001450
Water SourcePurchased surface water from CITY OF ALGONAC
Last State InspectionMay 2021
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

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