Santa Rosa County property record for 8962 Ellen Ct, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,772 sqft · built 1999 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Apr 2019) |
| Tax Bill | $2,576 (2024) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-2S-26-1275-00A00-0240 |
| Primary APN | 22-2S-26-1275-00A00-0240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,772 sqft Living Area |
| Gross Area | 2,402 sqft |
| 1st Floor Area | 1,772 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 138 ft deep x 49 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8962 ELLEN CT |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-4102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | FOUNTAINVIEW-AMENDED LOT 24 BLK A AS DES IN OR 3822 PG 769 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 22 |
| Legal Subdivision | FOUNTAINVIEW-AMENDED |
| Legal Block | A |
| Legal Lot Number | 24 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10827 |
8962 Ellen Ct is owned and occupied by an individual who bought it in April 2019.
Source: Santa Rosa County records, as of January 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8962 ELLEN CT, NAVARRE, FL 32566-4102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Apr 24, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Nov 14, 2018 | Grant Deed, Foreclosure OTHER |
| Nov 5, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2019 · Amount on File |
| Deed Sale | Apr 24, 2019 · Amount on File |
| Prior Sale | Nov 14, 2018 · Amount on File |
| Deed Document Number | 201916157 |
| Deed Book / Page | 3822 / 769 |
| Prior Transfer Date | Mar 31, 2012 |
| Prior Transfer Doc | 0033031502 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8962 ELLEN CT, NAVARRE, FL 32566-4102 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8962 ELLEN CT, NAVARRE, FL 32566-4102 |
| Document Number | 0042780067 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 4278/67 |
| Instrument | 202226185 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 24, 2019 |
| Property Address | 8962 ELLEN CT, NAVARRE, FL 32566-4102 |
| Document Number | 0038220769 |
| Book / Page | 3822 / 0769 |
| Map Reference | MB G PG 50 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 201916157 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001 |
| Name | Verified Name |
|---|---|
| Address | 2541 ADAMS ST, GRANITE CITY, IL 62040-3413 |
| Document Number | 0003822772 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 3822/772 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 14, 2018 |
| Property Address | 8962 ELLEN CT, NAVARRE, FL 32566-4102 |
| Document Number | 0037820856 |
| Book / Page | 003782 / 000856 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 48771 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 8, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $1,335.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 5, 2018 |
| Property Address | 8962 ELLEN CT, NAVARRE, FL 32566-4102 |
| Document Number | 0037800092 |
| Book / Page | 003780 / 000092 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 47444 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 5, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 1000 BLUE GENTIAN RD #N928 EAGAN MN 551211663, N928, EAGAN, MN 55121-1663 |
| Investor | Possibly a Property Investor |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $258,040 (+2.9%) | $295,260 (+4.27%) Land $60,500 Building $234,760 | |
| 2024 | $2,576.00 (+2.22%) Homeowner's exemption | $250,768 (+3%) | $283,166 (+4.11%) Land $55,000 Building $228,166 |
| 2023 | $2,520.00 (+2.73%) Homeowner's exemption | $243,464 (+3%) | $271,990 (+4.74%) Land $49,500 Building $222,490 |
| 2022 | $2,453.00 Homeowner's exemption | $236,373 | $259,689 Land $44,000 Building $215,689 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8962 Ellen Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 117 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 117 in force |
| Nearby Flood Claims | 7 (2014–2025) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8962 Ellen Ct is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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