8961 N Girdle Rd, Middlefield, OH 44062 Property Records

Trumbull County property record for 8961 N Girdle Rd, Middlefield, OH 44062

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 2,352 sqft · built 1995
Lot Size	10.3 acres (450,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,000 (Mar 2026)
Tax Bill	$3,994 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60-900850`

Property Details

APN / Parcel Number

Primary APN	`60-900850`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,352 sqft Living Area
1st Floor Area	3,040 sqft
Upper Floors Area	832 sqft
Basement Area	1,520 sqft
Unfinished Basement	1,520 sqft
Family Room	Family Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	450,846 sqft (10.3 acres)
Lot Width	60 ft Width

Exterior Amenities

Porch	Slab
Porch Area	930 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8961 N GIRDLE RD
City	MIDDLEFIELD
State	OH
Zip	44062-9574
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	50 20 252.03F PT 10.3474A GIRDLE RD
Legal Subdivision	SAID TOWNSHIP AND FURTHER BOUNDED AND
Legal Lot Number	2
Jurisdiction	TRUMBULL OH
Township / Civil Division	MESOPOTAMIA
Census Block Group	1
Census Block	1022
Census Tract	930500

Owner

Source: Trumbull County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8961 N GIRDLE RD, MIDDLEFIELD, OH 44062-9574
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS NATIONAL BANK/CANFIELD
Mar 3, 2026	Warranty Deed, Transfer
Jan 30, 2024	Survivorship Deed, Transfer · Conventional Mortgage THE MIDDLEFIELD BANKING CO
Aug 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Jan 30, 2024 · Amount on Record
Deed Document Number	20263395
Prior Transfer Date	Feb 24, 2026
Prior Transfer Doc	0000003396
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Recording Date	Sep 18, 2026
Property Address	8961 N GIRDLE RD, MIDDLEFIELD, OH 44062-9574
Document Number	0000016835
Instrument Date	Sep 10, 2026
Instrument	202616835
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8961 N GIRDLE RD, MIDDLEFIELD, OH 44062-9574

Mortgage

Document Number	0000016835,
Date	Sep 18, 2026
Instrument	202616835

Lender

Name	FARMERS NATIONAL BANK/CANFIELD

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2056

Interest

Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Mar 3, 2026
Property Address	8961 N GIRDLE RD, MIDDLEFIELD, OH 44062-9574
Document Number	0000003395
Instrument Date	Feb 19, 2026
Instrument	202603030003395
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8961 N GIRDLE RD, MIDDLEFIELD, OH 44062-9574

January 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	TRUMBULL OH
Recording Date	Jan 30, 2024
Property Address	8961 N GIRDLE RD, MIDDLEFIELD, OH 44062-9574
Document Number	0000001474
Instrument Date	Jan 24, 2024
Instrument	202401300001474
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8961 N GIRDLE RD, MIDDLEFIELD, OH 44062-9574

Mortgage

Document Number	0000001475
Date	Jan 30, 2024
Instrument	202401300001475

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRUMBULL OH
Recording Date	Aug 26, 2020
Property Address	8961 N GIRDLE RD, MIDDLEFIELD, OH 44062-9574
Document Number	0000016209
Instrument Date	Aug 11, 2020
Instrument	16209
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$32.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8961 N GIRDLE RD MIDDLEFIELD OH 440629574, MIDDLEFIELD, OH 44062-9574

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Mesopotamia Township
Unified School District	Cardinal Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,994.00	$107,660 (-) Land $23,030 Building $84,630
2024	$3,994.00 (+0.83%)	$107,660 (-) Land $23,030 Building $84,630
2023	$3,961.00 (+5.91%)	$107,660 (+17.53%) Land $23,030 Building $84,630	$307,600 (+17.54%) Land $65,800 Building $241,800
2022	$3,740.00	$91,600 Land $21,210 Building $70,390
2020			$261,700 Land $60,600 Building $201,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1994–2022)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Feb 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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