8961 Limerick Ln, Owings, MD 20736 Property Records

Calvert County property record for 8961 Limerick Ln, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,028 sqft · built 1981
Lot Size	0.712 acres (31,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (May 2023)
Tax Bill	$3,577 (2025)
Deeds & Mortgages	Apr 2024 Mortgage May 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-092895`

Property Details

APN / Parcel Number

Primary APN	`03-092895`
Alternative APNs	`3092895` `092895`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,028 sqft Total Area
Basement Area	748 sqft
Finished Basement	748 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	31,014 sqft (0.712 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	092895
Street Address	8961 LIMERICK LN
City	OWINGS
State	MD
Zip	20736-9617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 9 SUMMIT
Legal Subdivision	SUMMIT
Legal Lot Number	9
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8961 LIMERICK LN, OWINGS, MD 20736-9617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 8, 2023	Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE
Nov 14, 2019	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jun 28, 2019	Grant Deed, Foreclosure ATTORNEY ONLY
Apr 11, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2023 · Amount on Record
Deed Sale	May 8, 2023 · Amount on Record
Prior Sale	Nov 14, 2019 · Amount on Record
Deed Book / Page	6431 / 93
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8961 LIMERICK LN, OWINGS, MD 20736-9617
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8961 LIMERICK LN, OWINGS, MD 20736-9617

Mortgage

Document Number	0065590014
Date	Apr 24, 2024
Book Page	6559/14

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 8, 2023
Property Address	8961 LIMERICK LN, OWINGS, MD 20736-9617
Document Number	0064310093
Book / Page	6431 / 93
Map Reference	MB ABE 1 PL 124
Instrument Date	Apr 28, 2023
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8961 LIMERICK LN, OWINGS, MD 20736-9617

Mortgage

Document Number	0006431100
Date	May 8, 2023
Instrument	6431/100

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Nov 14, 2019
Property Address	8961 LIMERICK LN, OWINGS, MD 20736-9617
Document Number	0054740051
Book / Page	005474 / 000051
Instrument Date	Oct 15, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2019
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$214.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8961 LIMERICK LN OWINGS MD 207369617, OWINGS, MD 20736-9617

Mortgage

Document Number	54740058
Date	Nov 14, 2019
Book Page	005474/000058

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

June 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 28, 2019
Property Address	8961 LIMERICK LN, OWINGS, MD 20736-9617
Document Number	0053860457
Book / Page	005386 / 000457
Instrument Date	Apr 2, 2019
Transaction Type	Foreclosure
Record Updated	Jul 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 11, 2019
Property Address	8961 LIMERICK LN, OWINGS, MD 20736-9617
Document Number	0053420431
Book / Page	005342 / 000431
Instrument Date	Dec 6, 2018
Transaction Type	Foreclosure
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$209.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8961 LIMERICK LN OWINGS MD 207369617, OWINGS, MD 20736-9617

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,467 (+19.83%)	$415,400 (+31.25%) Land $143,400 Building $272,000
2025	$3,577.00 (+18.05%)
2023	$3,030.00	$291,633	$316,500 Land $143,400 Building $173,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMIT/HIGHLANDS serves 1,108 people · EPA ID MD0040026
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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