Clinton County and Saranac Town property record for 896 Standish Rd, Saranac, NY 12981
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,410 sqft · built 1990 |
| Lot Size | 34.4 acres (1,498,464 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Jun 2026) |
| Tax Bill | $4,922 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 094489 248.-1-9 |
| Primary APN | 094489 248.-1-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| 2nd Floor Area | 305 sqft |
| Upper Floors Area | 65 sqft |
| Attic | Attic |
| Attic Area | 65 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 1,498,464 sqft (34.4 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 435 sqft |
| Shed | 1 Shed |
| Canopy | 720 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 896 STANDISH RD |
|---|---|
| City | SARANAC |
| State | NY |
| Zip | 12981-2819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | SARANAC |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 103800 |
Source: Clinton County and Saranac Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 MINOT PL, UTICA, NY 13502-1722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Deed Document Number | 2026351189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Jun 30, 2026 |
| Property Address | 896 STANDISH RD, SARANAC, NY 12981-2819 |
| Document Number | 0000351189 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026351189 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 MINOT PL, UTICA, NY 13502-1722 |
| Date | Jun 30, 2026 |
|---|
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Saranac Town |
| Unified School District | Saranac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,922.00 (+199.76%) Homeowner's exemption | ||
| 2025 | $1,642.00 | $204,000 (-) Land $47,500 Building $156,500 | $220,900 (+8.28%) Land $51,435 Building $169,465 |
| 2023 | $204,000 Land $47,500 Building $156,500 | $204,000 Land $47,500 Building $156,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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