McDowell County property record for 896 Rutherford Rd, Marion, NC 28752
| Property Type | Mixed Use Commercial/Industrial |
|---|---|
| Details | 28 ba · 6,624 sqft · built 1985 |
| Lot Size | 16 acres (700,009 sqft) |
| Owner | Company Name on Record |
| Last Sale | $4,800,000 (Dec 2022) |
| Tax Bill | $6,764 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1701-16-84-9468 |
| Primary APN | 1701-16-84-9468 |
|---|---|
| Alternative APNs |
|
| Full Baths | 28 Baths |
|---|---|
| Plumbing Fixtures | 28 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 6,624 sqft Total Area |
| 1st Floor Area | 6,624 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 700,009 sqft (16 acres) |
| Total Buildings | 4 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 79120 |
|---|---|
| Street Address | 896 RUTHERFORD RD |
| City | MARION |
| State | NC |
| Zip | 28752-4809 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Commercial/Industrial |
| Legal Description | 16.07 AC SURVEY 3/27/2003 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MARION |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970500 |
Source: McDowell County records, as of April 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5320 OLD PINEVILLE RD, CHARLOTTE, NC 28217-2735 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NATIONAL ASSOCIATION |
| Apr 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NATIONAL ASSOCIATION |
| Jun 2, 2023 | Deed of Trust, Mortgage · Line of Credit TOWN BANK |
| Dec 30, 2022 | Warranty Deed, Transfer FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY |
| Sep 13, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2022 · Amount on Record |
| Deed Sale | Dec 30, 2022 · Amount on Record |
| Prior Sale | Apr 1, 2003 |
| Deed Document Number | 20227398 |
| Deed Book / Page | 1423 / 466 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Apr 13, 2026 |
| Property Address | 896 RUTHERFORD RD, MARION, NC 28752-4809 |
| Document Number | 0000001721 |
| Book / Page | 1534 / 843 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 20261721 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 5320 OLD PINEVILLE RD, CHARLOTTE, NC 28217-2735 |
| Document Number | 0000001721, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 1534/843 |
| Instrument | 20261721 |
| Name | FULTON BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Apr 13, 2026 |
| Property Address | 896 RUTHERFORD RD, MARION, NC 28752-4809 |
| Document Number | 0000001718 |
| Book / Page | 1534 / 806 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 20261718 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 5320 OLD PINEVILLE RD, CHARLOTTE, NC 28217-2735 |
| Document Number | 0000001718, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 1534/806 |
| Instrument | 20261718 |
| Name | FULTON BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 896 RUTHERFORD RD, MARION, NC 28752-4809 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Title Company | FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5320 OLD PINEVILLE RD, CHARLOTTE, NC 28217-2735 |
| Document Number | 0014360930 |
|---|---|
| Date | Jun 2, 2023 |
| Book Page | 1436/930 |
| Instrument | 2023002527 |
| Name | TOWN BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Dec 30, 2022 |
| Property Address | 896 RUTHERFORD RD, MARION, NC 28752-4809 |
| Document Number | 0014230466 |
| Book / Page | 1423 / 466 |
| Instrument Date | Dec 1, 2022 |
| Instrument | 2022007398 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2023 |
| Title Company | FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $96.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1310 N HERCULES AVE, CLEARWATER, FL 33765-1940 |
| Name | Verified Name |
|---|---|
| Address | 5320 OLD PINEVILLE RD, CHARLOTTE, NC 28217-2735 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Sep 13, 2019 |
| Property Address | 896 RUTHERFORD RD, MARION, NC 28752-4809 |
| Document Number | 0012850989 |
| Book / Page | 001285 / 000989 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 4404 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1310 N HERCULES AVE #A CLEARWATER FL 337651940, A, CLEARWATER, FL 33765-1940 |
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Marion City |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,764.00 | $1,131,180 (-) Land $568,700 Building $562,480 | |
| 2023 | $6,764.00 | $1,131,180 Land $568,700 Building $562,480 | $1,131,180 Land $568,700 Building $562,480 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 13 (1983–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MARION serves 9,362 people · EPA ID NC0156010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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