Franklin County property record for 896 Ruma Rd, Columbus, OH 43207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 974 sqft · built 1970 |
| Lot Size | 0.144 acres (6,280 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,476 (2024) |
| Deeds & Mortgages | Dec 2020 Line of Credit Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-155848 |
| Primary APN | 010-155848 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 974 sqft Living Area |
| 1st Floor Area | 890 sqft |
| Family Room | Family Room |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Foundation Type | Raised |
| Lot Area | 6,280 sqft (0.144 acres) |
| Lot Dimensions | 110 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 896 RUMA RD |
|---|---|
| City | COLUMBUS |
| State | OH |
| Zip | 43207-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUMA ROAD SOUTHERN PINES SEC NO 12 LOT 792 |
| Legal Subdivision | SOUTHERN PINES |
| Legal Lot Number | 792 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 8825 |
Source: Franklin County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 896 RUMA RD, COLUMBUS, OH 43207-4210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Dec 15, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2025 |
| Deed Sale | Sep 11, 2025 |
| Deed Document Number | 202509110101402 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 896 RUMA RD, COLUMBUS, OH 43207-4210 |
| Document Number | 0000011917 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 896 RUMA RD COLUMBUS OH 432074210, COLUMBUS, OH 43207-4210 |
| Document Number | 0000011917 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 11917 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 896 RUMA RD, COLUMBUS, OH 43207-4210 |
| Document Number | 0000011916 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 896 RUMA RD COLUMBUS OH 432074210, COLUMBUS, OH 43207-4210 |
| Document Number | 0000011916 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 11916 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Columbus City |
| Unified School District | Columbus City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,476.00 (+1.6%) Homeowner's exemption | $55,020 (-) Land $12,950 Building $42,070 | |
| 2023 | $2,437.00 (+35.09%) Homeowner's exemption | $55,020 (+58.1%) Land $12,950 Building $42,070 | $157,200 (+58.15%) Land $37,000 Building $120,200 |
| 2022 | $1,804.00 Homeowner's exemption | $34,800 Land $8,510 Building $26,290 | |
| 2020 | $99,400 Land $24,300 Building $75,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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