896 Plank Rd, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 896 Plank Rd, Penfield, NY 14526

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,665 sqft · built 1959
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,240 (Jun 2026)
Tax Bill	$6,539 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`264200 094.03-1-69`

Property Details

APN / Parcel Number

Primary APN	`264200 094.03-1-69`
Alternative APNs	`42000940300001069000` `00385770000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,665 sqft Living Area
1st Floor Area	855 sqft
2nd Floor Area	495 sqft
Upper Floors Area	315 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00385770000
Street Address	896 PLANK RD
City	PENFIELD
State	NY
Zip	14526-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	0046-13-04 PNFLD EST 1 L15 01
Legal Block	1
Legal Lot Number	69.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	2
Census Block	2013
Census Tract	11506

Owner

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	167 REDON CIR, WEBSTER, NY 14580-3710
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
May 20, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Aug 22, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Aug 22, 2017 · Amount on Record
Deed Document Number	20263429689
Deed Book / Page	13201 / 275
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jun 9, 2026
Property Address	896 PLANK RD, PENFIELD, NY 14526-9738
Document Number	0003429689
Book / Page	13201 / 275
Instrument Date	Jun 5, 2026
Instrument	20263429689
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163,716.96
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009690,
Date	Jun 9, 2026
Instrument	20269690

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	896 PLANK RD, PENFIELD, NY 14526-9738
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 PLANK RD, PENFIELD, NY 14526-9738

Mortgage

Document Number	0000001722
Date	Dec 15, 2021
Book Page	29646/486
Instrument	202112151722

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jan 1, 2048

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	896 PLANK RD, PENFIELD, NY 14526-9738
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 PLANK RD, PENFIELD, NY 14526-9738

Mortgage

Document Number	0000001721
Date	Dec 15, 2021
Book Page	29646/469
Instrument	202112151721

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jan 1, 2048

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	896 PLANK RD, PENFIELD, NY 14526-9738
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 PLANK RD, PENFIELD, NY 14526-9738

Mortgage

Document Number	0000000276
Date	May 20, 2022
Book Page	29892/1
Instrument	202205200276

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	PENFIELD, NY 14526

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE NY
Recording Date	Aug 22, 2017
Property Address	896 PLANK RD, PENFIELD, NY 14526-9738
Document Number	0000000873
Instrument Date	Aug 21, 2017
Instrument	201708220873
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Tax	$708.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 PLANK RD, PENFIELD, NY 14526-9738

Tax Assessment & Valuation

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,539.00 (+7.78%)
2025	$6,067.00 (+32.06%)	$224,800 (-) Land $85,200 Building $139,600	$299,700 (+25.35%) Land $113,587 Building $186,113
2023		$224,800 (+2.84%) Land $85,200 Building $139,600	$239,100 (+9.38%) Land $90,620 Building $148,480
2022		$218,600 Land $85,200 Building $133,400	$218,600 Land $85,200 Building $133,400
2021	$4,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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