Elko County property record for 896 Pemberton Dr, Spring Creek, NV 89815
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 1,744 sqft · built 1999 |
| Lot Size | 1.88 acres (82,328 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,062 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Jun 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-014-004 |
| Primary APN | 049-014-004 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 4 Stories |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 2,568 sqft |
| Basement Area | 384 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 82,328 sqft |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Deck Area | 368 sqft |
| Patio Area | 368 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 896 PEMBERTON DR |
|---|---|
| City | SPRING CREEK |
| State | NV |
| Zip | 89815-7410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | TRACT 403 SPRING CREEK CORPORATION FILE 72493 |
| Legal Subdivision | SPRING CREEK TRACT 403 |
| Legal Tract | 403 |
| Legal Block | 14 |
| Legal Lot Number | 4 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 951201 |
896 Pemberton Dr is owned and occupied by an individual who acquired it in June 2022.
Source: Elko County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 896 PEMBERTON DR, SPRING CREEK, NV 89815-7410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 24, 2022 | Intrafamily Transfer, Transfer |
| Jun 28, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 23, 2022 |
| Transfer Doc | 0000807381 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 896 PEMBERTON DR, SPRING CREEK, NV 89815-7410 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000808247 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 808247 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 24, 2022 |
| Property Address | 896 PEMBERTON DR, SPRING CREEK, NV 89815-7410 |
| Document Number | 0000807381 |
| Map Reference | FILE 72493 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 807381 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 896 PEMBERTON DR, SPRING CREEK, NV 89815-7410 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 28, 2017 |
| Property Address | 896 PEMBERTON DR, SPRING CREEK, NV 89815-7410 |
| Document Number | 0000727491 |
| Map Reference | FILE72493 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 727491 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | TITLE RESOURCE GROUP CCS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 896 PEMBERTON DR, SPRING CREEK, NV 89815-7410 |
| Investor | Possibly a Property Investor |
| Document Number | 0000727492 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 727492 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2032 |
The 2026 property tax bill for 896 Pemberton Dr was $3,062, up 3% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,062.00 (+3.03%) | $115,959 (-1.75%) Land $21,000 Building $94,959 | $331,311 (-1.75%) Land $60,000 Building $271,311 |
| 2025 | $2,972.00 (+2.98%) | $118,020 Land $21,000 Building $97,020 | $337,200 Land $60,000 Building $277,200 |
| 2024 | $2,886.00 (+12.43%) | ||
| 2023 | $2,567.00 (+17.05%) | $103,808 (+26.85%) Land $11,200 Building $92,608 | $296,594 (+26.85%) Land $32,000 Building $264,594 |
| 2022 | $2,193.00 | $81,834 Land $11,200 Building $70,634 | $233,811 Land $32,000 Building $201,811 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 896 Pemberton Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 896 Pemberton Dr is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 83% of Nevada |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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