Seminole County property record for 896 Pecan Ct, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,174 sqft · built 1994 |
| Lot Size | 0.13 acres (5,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,900 (May 2018) |
| Tax Bill | $2,209 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-21-31-513-0000-0010 |
| Primary APN | 09-21-31-513-0000-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,174 sqft Living Area |
| Gross Area | 1,564 sqft |
| 1st Floor Area | 1,174 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,640 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 27 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 896 PECAN CT |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-6300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 1 (LESS W 60 FT) OAK HILL VILLAS PH 3 PB 41 PG 18 INFO: 001A CUTOUT FOR 95 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 09 |
| Legal Subdivision | OAK HILL VILLAS PH 3 |
| Legal Tract | 513 |
| Legal Lot Number | 1 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 21314 |
Source: Seminole County records · APN 09-21-31-513-0000-0010
Assessment roll updated December 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 896 PECAN CT, OVIEDO, FL 32765-6300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust · Line of Credit REGIONS BANK |
| Apr 24, 2026 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Dec 07, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| May 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 29, 2018 · Amount on Record |
| Deed Sale | May 29, 2018 · Amount on Record |
| Prior Sale | Jun 03, 2009 · Amount on Record |
| Deed Document Number | 201860684 |
| Deed Book / Page | 9141 / 1221 |
| Prior Transfer Date | Dec 01, 2004 |
| Prior Transfer Doc | 0000190929 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 24, 2026 |
| Property Address | 896 PECAN CT, OVIEDO, FL 32765-6300 |
| Document Number | 0000040665 |
| Book / Page | 11025 / 1746 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026.40665 |
| Record Updated | May 06, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE |
| Name | Verified Name |
|---|---|
| Address | 896 PECAN CT, OVIEDO, FL 32765-6300 |
| Document Number | 0000040665, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 11025/1746 |
| Instrument | 2026.40665 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate | 5.5% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 24, 2026 |
| Property Address | 896 PECAN CT, OVIEDO, FL 32765-6300 |
| Document Number | 0110251746 |
| Book / Page | 11025 / 1746 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202640665 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 896 PECAN CT, OVIEDO, FL 32765-6300 |
| Document Number | 0000040665, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 11025/1746 |
| Instrument | 202640665 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate | 5.5% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 896 PECAN CT, OVIEDO, FL 32765-6300 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 896 PECAN CT, OVIEDO, FL 32765-6300 |
| Document Number | 0103570120 |
|---|---|
| Date | Dec 07, 2022 |
| Book Page | 10357/120 |
| Instrument | 2022131887 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 896 PECAN CT, OVIEDO, FL 32765-6300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 896 PECAN CT, OVIEDO, FL 32765-6300 |
| Document Number | 0097590637 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 9759/637 |
| Instrument | 2020129845 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | FORDS, NJ 08863 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 29, 2018 |
| Property Address | 896 PECAN CT, OVIEDO, FL 32765-6300 |
| Document Number | 0091411221 |
| Book / Page | 09141 / 1221 |
| Map Reference | MB41 PG18 |
| Instrument Date | May 25, 2018 |
| Instrument | 2018060684 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | FIRST ADVANTAGE TITLE PARTNE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,602.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7111 N DIVISION ST, 7111, SPOKANE, WA 99208-6523 |
| Name | Verified Name |
|---|---|
| Address | 896 PECAN CT, OVIEDO, FL 32765-6300 |
| Document Number | 2018060685 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 2018060685 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,209.00 (+12.47%) Homeowner's exemption | $169,690 (+5.99%) | $271,362 (+6.89%) Land $66,000 Building $205,362 |
| 2023 | $1,964.00 (+3.26%) Homeowner's exemption | $160,105 (+3%) | $253,876 (+6.29%) Land $60,000 Building $193,876 |
| 2022 | $1,902.00 Homeowner's exemption | $155,442 | $238,842 Land $60,000 Building $178,842 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 195 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OVIEDO serves 47,933 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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