896 Palace Ave, Saint Paul, MN 55102 Property Records

Ramsey County property record for 896 Palace Ave, Saint Paul, MN 55102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,186 sqft · built 2021
Lot Size	0.117 acres (5,080 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (Sep 2024)
Tax Bill	$10,490 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-28-23-24-0214`

Property Details

APN / Parcel Number

Primary APN	`11-28-23-24-0214`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,186 sqft Living Area
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Concrete
Lot Area	5,080 sqft (0.117 acres)
Lot Dimensions	127 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	896 PALACE AVE
City	SAINT PAUL
State	MN
Zip	55102-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MICHEL & ROBERTSONS ADDITION LOT 10 BLK 10
Legal Range	23
Legal Township	28
Legal Section	11
Legal Subdivision	MICHEL & ROBERTSONS ADDITION
Legal Block	10
Legal Lot Number	10
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1015
Census Tract	36700

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	896 PALACE AVE, SAINT PAUL, MN 55102-3307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage VVSG LLC
Apr 20, 2022	Quit Claim Deed, Transfer · Line of Credit MERCHANTS BANK NA
Apr 19, 2021	Quit Claim Deed, Transfer · Line of Credit THE FIRST NATIONAL BANK OF MOOSE LA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2024 · Amount on Record
Deed Sale	Sep 26, 2024 · Amount on Record
Prior Sale	Apr 20, 2022 · Amount on Record
Deed Document Number	20245040209
Prior Transfer Date	Jun 21, 2024
Prior Transfer Doc	0005029423
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	896 PALACE AVE, SAINT PAUL, MN 55102-3307
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04987985
Date	May 10, 2023
Instrument	A04987985

Lender

Name	VVSG LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 20, 2022
Property Address	896 PALACE AVE, SAINT PAUL, MN 55102-3307
Document Number	0A04943497
Instrument Date	Mar 23, 2022
Instrument	A04943497
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1769 LEXINGTON AVE N # 207, 207, SAINT PAUL, MN 55113-6522

Mortgage

Document Number	0A04943498
Date	Apr 20, 2022
Instrument	A04943498

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 25, 2032

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 19, 2021
Property Address	896 PALACE AVE, SAINT PAUL, MN 55102-3307
Document Number	0A04877984
Instrument Date	Apr 13, 2021
Instrument	A04877984
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1769 LEXINGTON AVE N # 207, 207, ROSEVILLE, MN 55113-6522

Mortgage

Document Number	0A04877985
Date	Apr 19, 2021
Instrument	A04877985

Lender

Name	THE FIRST NATIONAL BANK OF MOOSE LA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	288 Months
Due	Apr 15, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$607,200 (-0.91%) Land $40,000 Building $567,200	$607,200 (-0.91%) Land $40,000 Building $567,200
2025	$10,490.00 (+15.5%)	$612,800 (+6.33%) Land $40,000 Building $572,800	$612,800 (+6.33%) Land $40,000 Building $572,800
2024	$9,082.00 (+22.3%)
2023	$7,426.00	$576,300 Land $40,000 Building $536,300	$576,300 Land $40,000 Building $536,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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