Polk County property record for 896 N 9th St, Eagle Lake, FL 33839
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,420 sqft · built 1971 |
| Lot Size | 0.111 acres (4,853 sqft) |
| Owner | Company Name on Record |
| Last Sale | $180,000 (Dec 2025) |
| Tax Bill | $3,990 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Oct 2025 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-07-676500-002091 |
| Primary APN | 26-29-07-676500-002091 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| Gross Area | 1,768 sqft |
| 1st Floor Area | 1,420 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,853 sqft (0.111 acres) |
| Lot Dimensions | 57 ft deep x 84 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 348 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 140 sqft |
| Shed | 1 Shed |
| Street Address | 896 N 9TH ST |
|---|---|
| City | EAGLE LAKE |
| State | FL |
| Zip | 33839-3045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAEBERT ON THE LAKE PB 18 PG 39 BLK 2 LOT 9 BEG 47 FT N OF SW COR RUN E TO E LOT LINE N 84.38 FT W 57.46 FT S TO POB |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | MAEBERT SUBDIVISION |
| Legal Tract | 676500 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 14600 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2609 HANCOCK CROSSING DR, BARTOW, FL 33830-6686 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Dec 17, 2025 | Warranty Deed, Transfer · Commercial Mortgage CHAMPIONS FUNDING LLC |
| Oct 2, 2025 | Special Warranty Deed, Transfer FIRST INTERNATIONAL TITLE |
| Feb 16, 2024 | Trustee's Deed, Foreclosure |
| Apr 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Dec 16, 2019 | Warranty Deed, Transfer CALIBER HM LOANS |
| Jul 26, 2019 | Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS |
| Jul 24, 2019 | Loan Modification, Mortgage · Line of Credit BANK OF CTRL FL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Prior Sale | Oct 2, 2025 · Amount on Record |
| Deed Document Number | 2025295575 |
| Deed Book / Page | 13814 / 2184 |
| Transfer Doc | 4944002198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 17, 2025 |
| Property Address | 896 N 9TH ST, EAGLE LAKE, FL 33839-3045 |
| Document Number | 0000295575 |
| Book / Page | 13814 / 2184 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 2025295575 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | CAPITAL TITLE PROS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4028 NOVA LN, NAPLES, FL 34119-8695 |
| Name | Verified Name |
|---|---|
| Address | 2609 HANCOCK CROSSING DR, BARTOW, FL 33830-6686 |
| Document Number | 0000295576 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 13814/2188 |
| Instrument | 2025295576 |
| Name | CHAMPIONS FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | GILBERT, AZ 85297 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 2, 2025 |
| Property Address | 896 N 9TH ST, EAGLE LAKE, FL 33839-3045 |
| Document Number | 0000231266 |
| Book / Page | 13720 / 1565 |
| Map Reference | MB 18 PG 39 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025231266 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034 |
| Name | Verified Name |
|---|---|
| Address | 4028 NOVA LN, NAPLES, FL 34119-8695 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 16, 2024 |
| Property Address | 896 N 9TH ST, EAGLE LAKE, FL 33839-3045 |
| Document Number | 0000037010 |
| Book / Page | 13009 / 190 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 2024037010 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 28, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,295.70 |
| Amount Accuracy | Judgment Amount |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 30597, LOS ANGELES, CA 90030-0597 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 896 N 9TH ST, EAGLE LAKE, FL 33839-3045 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 896 N 9TH ST, EAGLE LAKE, FL 33839-3045 |
| Document Number | 0000116300 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 12230/2185 |
| Instrument | 2022116300 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 16, 2019 |
| Property Address | 896 N 9TH ST, EAGLE LAKE, FL 33839-3045 |
| Document Number | 0110760228 |
| Book / Page | 011076 / 000228 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 266250 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,084.65 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 896 N 9TH ST EAGLE LAKE FL 338393045, EAGLE LAKE, FL 33839-3045 |
| Document Number | 110760229 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 011076/000229 |
| Instrument | 266251 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 15, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 26, 2019 |
| Property Address | 896 N 9TH ST, EAGLE LAKE, FL 33839-3045 |
| Document Number | 0109200064 |
| Book / Page | 010920 / 000064 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 156673 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2019 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $525.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 896 N 9TH ST, EAGLE LAKE, FL 33839-3045 |
| Document Number | 0109200067 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2019 |
| Title Company | INSURED TITLE SERVICES, INSURED TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480 |
| Investor | Possibly a Property Investor |
| Document Number | 0109200067 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 010920/000067 |
| Instrument | 156674 |
| Name | BANK OF CTRL FL |
|---|---|
| Type | Bank |
| Address | 5015 S FLORIDA AVE # 200, LAKELAND, FL 33813-5502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Eagle Lake City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,146 (-11.8%) Land $14,500 Building $163,646 | $178,146 (-11.8%) Land $14,500 Building $163,646 | |
| 2025 | $3,990.00 (+84.21%) | $201,970 (+46.52%) Land $14,500 Building $187,470 | $201,970 (+2.85%) Land $14,500 Building $187,470 |
| 2024 | $2,166.00 (+3.64%) | $137,848 (+3%) | $196,371 (-0.95%) Land $14,500 Building $181,871 |
| 2023 | $2,090.00 (+3.88%) Homeowner's exemption | $133,833 (+3%) | $198,252 (+4.39%) Land $14,000 Building $184,252 |
| 2022 | $2,012.00 Homeowner's exemption | $129,935 | $189,910 Land $11,500 Building $178,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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