Ramsey County property record for 896 Monterey Dr, Shoreview, MN 55126
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1.5 ba · 982 sqft · built 1977 |
| Lot Size | 0.4 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,900 (Feb 2020) |
| Tax Bill | $2,662 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-30-23-31-0154 |
| Primary APN | 14-30-23-31-0154 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 982 sqft Living Area |
| 1st Floor Area | 491 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,742 sqft (0.4 acres) |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 638570 |
|---|---|
| Street Address | 896 MONTEREY DR |
| City | SAINT PAUL |
| State | MN |
| Zip | 55126-5873 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LAKE MARTHA FIFTH ADDITION LOT 4 BLK 6 |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 14 |
| Legal Subdivision | LAKE MARTHA FIFTH ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | SHOREVIEW |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 40707 |
896 Monterey Dr, a townhouse, is owned and occupied by an individual who bought it in February 2020.
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 896 MONTEREY DR, SAINT PAUL, MN 55126-5873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2020 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE UNLIMITED |
| May 2, 2017 | Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2020 · Amount on File |
| Deed Sale | Feb 11, 2020 · Amount on File |
| Prior Sale | Jun 15, 2004 · Amount on File |
| Deed Document Number | 20202659139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Feb 11, 2020 |
| Property Address | 896 MONTEREY DR, SHOREVIEW, MN 55126-5873 |
| Document Number | 0002659140 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 2659140 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2020 |
| Title Company | TITLESMART |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 896 MONTEREY DR SHOREVIEW MN 551265873, SHOREVIEW, MN 55126-5873 |
| Document Number | 2659141 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 2659141 |
| Name | MORTGAGE UNLIMITED |
|---|---|
| Type | Mortgage Company |
| Address | MAPLE GROVE, MN 55369 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | May 2, 2017 |
| Property Address | 896 MONTEREY DR, SHOREVIEW, MN 55126-5873 |
| Document Number | 0002586292 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 2586292 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | AFFINITY PLUS TITLE COMPANY, AFFINITY PLUS TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $357.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 896 MONTEREY DR SHOREVIEW MN 551265873, SHOREVIEW, MN 55126-5873 |
| Document Number | 2586293 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 2586293 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2032 |
The 2025 property tax bill for 896 Monterey Dr was $2,662 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Shoreview City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,400 Land $50,000 Building $162,400 | $212,400 Land $50,000 Building $162,400 | |
| 2025 | $2,662.00 | ||
| 2023 | $1,908.00 Homeowner's exemption | $202,300 Land $50,000 Building $152,300 | $202,300 Land $50,000 Building $152,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 896 Monterey Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 896 Monterey Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Shoreview serves 26,750 people · EPA ID MN1620020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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