Anne Arundel County property record for 896 Mallard Cir, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,066 sqft · built 1976 |
| Lot Size | 0.545 acres (23,740 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $840,000 (Dec 2020) |
| Tax Bill | $7,899 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-876-31841491 |
| Primary APN | 03-876-31841491 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,066 sqft Living Area |
| Gross Area | 4,842 sqft |
| 1st Floor Area | 1,364 sqft |
| Utility Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 23,740 sqft (0.545 acres) |
| Garage Type | Attached |
| Garage Area | 1,456 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 320 sqft |
| Deck Area | 444 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 87631841491 |
|---|---|
| Street Address | 896 MALLARD CIR |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 32 SC 5 PL 2 ULMSTEAD ESTATES |
| Legal Subdivision | ULMSTEAD ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 32 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 731107 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 896 MALLARD CIR, ARNOLD, MD 21012-1508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION |
| Dec 18, 2020 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on Record |
| Deed Sale | Dec 18, 2020 · Amount on Record |
| Prior Sale | Mar 26, 2013 · Amount on Record |
| Deed Book / Page | 35821 / 43 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 15, 2026 |
| Property Address | 896 MALLARD CIR, ARNOLD, MD 21012-1508 |
| Document Number | 4244000357 |
| Book / Page | 42446 / 357 |
| Instrument Date | May 19, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 896 MALLARD CIR, ARNOLD, MD 21012-1508 |
| Document Number | 4244000357, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 42446/357 |
| Name | TOWER FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 18, 2020 |
| Property Address | 896 MALLARD CIR, ARNOLD, MD 21012-1508 |
| Document Number | 0358210043 |
| Book / Page | 35821 / 43 |
| Map Reference | MB 51 PG 15 PL 2740 |
| Instrument Date | Dec 1, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | QUIET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 896 MALLARD CIR, ARNOLD, MD 21012-1508 |
| Document Number | 3582148 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 35821/48 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $736,100 (+5.34%) | $773,400 (-) Land $346,900 Building $426,500 | |
| 2025 | $7,899.00 (+10.58%) Homeowner's exemption | $698,800 (+6.82%) | $773,400 (+16.92%) Land $346,900 Building $426,500 |
| 2023 | $7,143.00 | $654,200 | $661,500 Land $316,900 Building $344,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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