Passaic County and Paterson City property record for 896 Main St, Paterson, NJ 07503
| Property Type | Single Family Home |
|---|---|
| Details | 3,564 sqft · built 1940 |
| Lot Size | 0.041 acres (1,799 sqft) |
| Owner | Company Name on File |
| Last Sale | $410,000 (Jan 2019) |
| Tax Bill | $17,269 (2025) |
| Deeds & Mortgages | Jun 2017 Reverse Mortgage Apr 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-06801-0000-00009 |
| Primary APN | 08-06801-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 3,564 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Lot Area | 1,799 sqft (0.041 acres) |
| Lot Dimensions | 72 ft deep x 25 ft wide |
| Old Parcel Number | 08K1224000000035 |
|---|---|
| Street Address | 896 MAIN ST |
| City | PATERSON |
| State | NJ |
| Zip | 07503-2619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-2 |
| Legal Block | 6801 |
| Legal Lot Number | 9 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PATERSON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 183002 |
896 Main St is owned by a company that bought it in January 2019.
Source: Passaic County and Paterson City records, as of July 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 127 PINE ST, S1, MONTCLAIR, NJ 07042-4855 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2017 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Apr 7, 2020 | Deed of Trust, Mortgage · Line of Credit LAKELAND BANK |
| Jan 25, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2019 · Amount on File |
| Deed Sale | Jan 25, 2019 · Amount on File |
| Deed Document Number | 20193952 |
| Deed Book / Page | 3498 / 196 |
| Prior Transfer Date | Aug 1, 2012 |
| Prior Transfer Doc | 0000038651 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 896 MAIN ST, PATERSON, NJ 07503-2619 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000028283 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 2017028283 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 975 Months |
| Due | Sep 28, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
| Type Change Date | Jul 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 896 MAIN ST, PATERSON, NJ 07503-2619 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | PERTILE CRESCENT TTL AGCY LL |
| Name | Verified Name |
|---|
| Document Number | 0000016726 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | M16098/284 |
| Instrument | 2020016726 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 25, 2019 |
| Property Address | 896 MAIN ST, PATERSON, NJ 07503-2619 |
| Document Number | 0000003952 |
| Book / Page | 003498 / 000196 |
| Instrument Date | Jan 22, 2019 |
| Instrument | 3952 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $410.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 127 PINE ST #1 MONTCLAIR NJ 070424868, 1, MONTCLAIR, NJ 07042-4868 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 896 MAIN ST, PATERSON, NJ 07503-2619 |
| Document Number | 0000028284 |
| Instrument Date | Jun 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 896 MAIN ST PATERSON NJ 075032619, PATERSON, NJ 07503-2619 |
| Document Number | 0000028284 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 014522/000016 |
| Instrument | 28284 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 936 Months |
| Due | Jun 12, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
The 2025 property tax bill for 896 Main St was $17,269, up 4.7% from the year before.
Source: Passaic County and Paterson City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Paterson City |
| Unified School District | Paterson City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $664,000 (+105.13%) Land $121,400 Building $542,600 | $664,000 (+105.13%) Land $121,400 Building $542,600 | |
| 2025 | $17,269.00 (+4.71%) | $323,700 Land $30,600 Building $293,100 | $323,700 Land $30,600 Building $293,100 |
| 2024 | $16,493.00 | ||
| 2023 | $323,700 Land $30,600 Building $293,100 | $323,700 Land $30,600 Building $293,100 | |
| 2022 | $15,026.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 896 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 896 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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