896 Luz del Sol Loop, Milpitas, CA 95035 Property Records

Santa Clara County property record for 896 Luz del Sol Loop, Milpitas, CA 95035

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,810 sqft · built 2007
Lot Size0.01 acres (435 sqft)
Owner2 Individual Names on File
Last Sale$587,000 (Aug 2008)
Tax Bill$9,511 (2025)
Deeds & MortgagesMar 2017 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN083-18-034

Property Details

APN / Parcel Number

Primary APN083-18-034
Alternative APN
  • 08665034

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,810 sqft Living Area
1st Floor Area823 sqft
2nd Floor Area823 sqft
Basement Area164 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleL-Shape
Construction TypeWood
Lot Area435 sqft (0.01 acres)
Garage Area466 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address896 LUZ DEL SOL LOOP
CityMILPITAS
StateCA
Zip95035-8671
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePUD
Legal DescriptionUNIT 9G
Legal SubdivisionTRACT 9697
Legal Tract9697
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2006
Census Tract504508

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6288 MAPLE CRK, SAN JOSE, CA 95120-5037
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
MB FINANCIAL BANK NA
Jul 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY BANCORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2008 · Amount on File
Deed SaleAug 22, 2008 · Amount on File
Deed Document Number200819962807
Last Transfer DateApr 15, 2011
Transfer Doc0000055602
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address896 LUZ DEL SOL LOOP, MILPITAS, CA 95035-8671
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023606599
DateMar 21, 2017
Instrument23606599
Lender
NameMB FINANCIAL BANK NA
TypeBank
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047
Interest
Rate TypeFixed Rate
Rate3.87%
Type Change DateApr 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate8.87%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address896 LUZ DEL SOL LOOP, MILPITAS, CA 95035-8671
Document Number0024550504
Instrument DateJul 17, 2020
Transaction TypeMortgage
Record UpdatedAug 6, 2020
Title CompanyWESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6288 MAPLE CRK SAN JOSE CA 951205037, SAN JOSE, CA 95120-5037

Mortgage

Document Number0024550504
DateJul 23, 2020
Instrument24550504
Lender
NameFIDELITY BANCORP
TypeBank
AddressONTARIO, CA 91764
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 22, 2035

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMilpitas City
Unified School DistrictMilpitas Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$770,808 (+2%) Land $385,404 Building $385,404
2025$9,511.00 (+3.43%)$755,696 (+4.04%) Land $377,848 Building $377,848
2023$9,196.00 (+0.65%)$726,354 Land $363,177 Building $363,177
2022$9,137.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AO, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies48 units insured
incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MILPITAS
serves 81,915 people · EPA ID CA4310005
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Tekify Fiber & Wireless
Fixed Wireless
425 / 80
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Sail Internet, T-Mobile.

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