896 Lake Forest Rd, Clearwater, FL 33765 Property Records

Pinellas County property record for 896 Lake Forest Rd, Clearwater, FL 33765

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,477 sqft · built 1968
Lot Size	0.374 acres (16,278 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Sep 2018)
Tax Bill	$3,672 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-762-8989-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-762-8989-1`
Alternative APNs	`07-29-16-39924-000-0040` `291607399240000040` `162907399240000040` `R73950`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,477 sqft Living Area
Gross Area	2,163 sqft
1st Floor Area	1,477 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	16,278 sqft (0.374 acres)
Lot Dimensions	135 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R73950
Street Address	896 LAKE FOREST RD
City	CLEARWATER
State	FL
Zip	33765-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HILLCREST ESTATES 1ST ADD LOT 4
Legal Range	16E
Legal Township	29S
Legal Section	7
Legal Subdivision	HILLCREST ESTATES 1ST ADD
Legal Tract	39924
Legal Lot Number	4
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2020
Census Tract	26703

Owner

896 Lake Forest Rd is owned and occupied by an individual who bought it in September 2018.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	896 LAKE FOREST RD, CLEARWATER, FL 33765-2233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP
Sep 26, 2018	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2018 · Amount on File
Deed Sale	Sep 26, 2018 · Amount on File
Prior Sale	Apr 14, 2011 · Amount on File
Deed Document Number	2018309495
Deed Book / Page	20219 / 2507
Transfer Doc	1051002172
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	896 LAKE FOREST RD, CLEARWATER, FL 33765-2233
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 LAKE FOREST RD, CLEARWATER, FL 33765-2233

Mortgage

Document Number	0217382306
Date	Sep 30, 2021
Book Page	21738/2306
Instrument	2021319315

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Oct 21, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	896 LAKE FOREST RD, CLEARWATER, FL 33765-2233
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 LAKE FOREST RD, CLEARWATER, FL 33765-2233

Mortgage

Document Number	0215412119
Date	May 18, 2021
Book Page	21541/2119
Instrument	2021165725

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 26, 2018
Property Address	896 LAKE FOREST RD, CLEARWATER, FL 33765-2233
Document Number	0202192507
Book / Page	20219 / 2507
Map Reference	MB 63 PG 48
Instrument Date	Sep 20, 2018
Instrument	2018309495
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TITLE AGENCY OF FLORIDA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	899 FOREST GLEN RD, 899, CLEARWATER, FL 33765-2225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 LAKE ZOREN PL, CLEARWATER, FL 33765

Mortgage

Document Number	2018309496
Date	Sep 26, 2018
Instrument	2018309496

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 896 Lake Forest Rd was $3,672 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,672.00 Homeowner's exemption	$244,521	$398,269 Land $173,455 Building $224,814
2023	$3,530.00 (+1.73%) Homeowner's exemption	$230,709 (+3%)	$451,653 (+50.88%) Land $242,136 Building $209,517
2022	$3,470.00 Homeowner's exemption	$223,989	$299,336 Land $179,105 Building $120,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 896 Lake Forest Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	23 (1978–2025)
Claims Outside the SFHA	16 of 23
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 896 Lake Forest Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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