896 Lafond Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 896 Lafond Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1919
Lot Size	0.165 acres (7,192 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Nov 2019)
Tax Bill	$3,796 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-29-23-21-0027`

Property Details

APN / Parcel Number

Primary APN	`35-29-23-21-0027`
Alternative APNs	`8263677` `299382`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Wood
Lot Area	7,192 sqft (0.165 acres)
Lot Dimensions	124 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	299382
Street Address	896 LAFOND AVE
City	SAINT PAUL
State	MN
Zip	55104-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOSEPH R. WEIDES 5TH,ADDITION EX W 1O FT LOT 3 AND ALL OF LOT 2 BLK 1
Legal Range	23
Legal Township	29
Legal Section	35
Legal Subdivision	JOSEPH R. WEIDES 5TH,ADDITION
Legal Block	1
Legal Lot Number	3,2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4000
Census Tract	32500

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	896 LAFOND AVE, SAINT PAUL, MN 55104-2107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Nov 8, 2019	Warranty Deed, Transfer · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Prior Sale	Jun 23, 2010 · Amount on Record
Deed Document Number	20194782714
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	896 LAFOND AVE, SAINT PAUL, MN 55104-2107
Transaction Type	Mortgage
Record Updated	Apr 24, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04901977
Date	Aug 13, 2021
Instrument	A04901977

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 8, 2019
Property Address	896 LAFOND AVE, SAINT PAUL, MN 55104-2107
Document Number	0004782714
Instrument Date	Oct 30, 2019
Instrument	4782714
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 LAFOND AVE ST PAUL MN 551042107, ST PAUL, MN 55104-2107

Mortgage

Document Number	4782715
Date	Nov 8, 2019
Instrument	4782715

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,900 (-11.16%) Land $25,000 Building $185,900	$210,900 (-11.16%) Land $25,000 Building $185,900
2025	$3,796.00 (+13.25%)
2023	$3,352.00 Homeowner's exemption	$237,400 Land $20,000 Building $217,400	$237,400 Land $20,000 Building $217,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 845 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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