896 Hilltop Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 896 Hilltop Dr, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 640 sqft · built 1980
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Oct 2020)
Tax Bill	$957 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-B-7-4`

Property Details

APN / Parcel Number

Primary APN	`41-B-7-4`
Alternative APN	`14705`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	640 sqft Living Area
1st Floor Area	320 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Frame
Roof Type	Flat
Roof Material	Metal
Lot Area	6,970 sqft (0.16 acres)
Garage Area	320 sqft
Parking Spaces	2 Parking Spaces
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14705
Street Address	896 HILLTOP DR
City	CULPEPER
State	VA
Zip	22701-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CARTER SUB LOT 4 896 HILLTOP DRIVE
Legal Subdivision	CARTER SUBDIVISION
Legal Lot Number	4
Jurisdiction	CULPEPER VA
Township / Civil Division	CATALPA
Census Block Group	2
Census Block	2010
Census Tract	930101

Owner

896 Hilltop Dr is owned and occupied by an individual who bought it in October 2020.

Source: Culpeper County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	896 HILLTOP DR, CULPEPER, VA 22701-2208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2020 · Amount on File
Deed Sale	Oct 19, 2020 · Amount on File
Prior Sale	May 8, 2015 · Amount on File
Deed Document Number	20207239
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Oct 19, 2020
Property Address	896 HILLTOP DR, CULPEPER, VA 22701-2208
Document Number	200007239
Instrument Date	Oct 13, 2020
Instrument	200007239
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 HILLTOP DR, CULPEPER, VA 22701-2208
Investor	Possibly a Property Investor

Mortgage

Document Number	200007240
Date	Oct 19, 2020
Instrument	200007240

Lender

Name	FIRST HERITAGE MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 896 Hilltop Dr was $957, down 11.7% from the year before.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Municipality	Culpeper Town
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$957.00 (-11.72%)	$222,600 Land $84,200 Building $138,400	$222,600 Land $84,200 Building $138,400
2024	$1,084.00 (+6.69%)
2023	$1,016.00	$193,200 Land $63,800 Building $129,400	$193,200 Land $63,800 Building $129,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 896 Hilltop Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 896 Hilltop Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: AT&T, T-Mobile.

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