896 FM 2201, Santo, TX 76472 Property Records

Palo Pinto County property record for 896 FM 2201, Santo, TX 76472

Property Summary

Property Type	General Agricultural/Rural
Details	2,158 sqft · built 1969
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Nov 2020)
Tax Bill	$3,904 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000002021`

Property Details

APN / Parcel Number

Primary APN	`R000002021`
Alternative APN	`016450000`

Interior

Building Area	2,158 sqft Total Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	87,120 sqft (2 acres)
Garage Area	672 sqft
Porch	Porch
Porch Area	96 sqft

Location & Zoning

Account Number	R000002021
Street Address	896 FM 2201
City	SANTO
State	TX
Zip	76472-3241
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	AB 218 TR 11 WDC HALL JR (PT OF 10.0 AC TR) G#10218-00-00110-000-00-0
Legal Subdivision	WDC HALL JR SURVEY A-218
Legal Tract	11
Jurisdiction	PALO PINTO TX
Township / Civil Division	PALO PINTO-SANTO
Census Block Group	2
Census Block	2013
Census Tract	300

Owner

896 FM 2201, an agricultural property, is owned and occupied by an individual who acquired it in March 2026.

Source: Palo Pinto County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	896 FM 2201, SANTO, TX 76472-3241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING
Oct 20, 2020	Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Prior Sale	Oct 20, 2020 · Amount on File
Deed Document Number	20206506
Deed Book / Page	2345 / 166
Last Transfer Date	Mar 4, 2026
Transfer Doc	0000001390
Record Updated	Oct 29, 2026

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	Nov 16, 2020
Property Address	896 FM 2201, SANTO, TX 76472-3241
Document Number	002345/166
Book / Page	2345 / 166
Map Reference	VOL 787 PG 551
Instrument Date	Nov 12, 2020
Instrument	2020-00006506
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	NOT AVAILABLE, STATE TEXAS NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 FM 2201, SANTO, TX 76472-3241

Mortgage

Document Number	202000006507
Date	Nov 16, 2020
Instrument	2020-00006507

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	Oct 20, 2020
Property Address	896 FM 2201, SANTO, TX 76472-3241
Document Number	002340/774
Book / Page	2340 / 774
Map Reference	VOL 787 PG 551
Instrument Date	Oct 16, 2020
Instrument	2020-00005932
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3705 JOHN BARNES LN, FAIRFAX, VA 22033-2439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 FM 2201, SANTO, TX 76472-3241

Mortgage

Document Number	202000005933
Date	Oct 20, 2020
Instrument	2020-00005933

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 896 FM 2201 was $3,904 with a homeowner's exemption, up 56% from the year before.

Source: Palo Pinto County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Palo Pinto County
Unified School District	Santo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,904.00 (+55.97%) Homeowner's exemption	$90	$28,000
2024	$2,503.00
2023		$22,000	$22,000
2018	$558.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 896 FM 2201 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2010–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 896 FM 2201 is high, ranking above 82% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 77% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTO SUD serves 3,546 people · EPA ID TX1820010
Water Source	Purchased surface water from CITY OF MINERAL WELLS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

May also be available: Verizon.

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