896 Douglas Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 896 Douglas Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	2,129 sqft · built 1957
Lot Size	0.138 acres (6,003 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Jun 2023)
Tax Bill	$13,994 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-03812-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`19-03812-0000-00015`
Alternative APN	`190381200015`

Interior

Stories	1 Story
Building Area	2,129 sqft Living Area
1st Floor Area	2,129 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	6,003 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 1 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	896 DOUGLAS TER
City	UNION
State	NJ
Zip	07083-6524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	DOUGLAS ESTATES SEC 02
Legal Block	3812
Legal Lot Number	15
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2012
Census Tract	32902

Owner

896 Douglas Ter is owned and occupied by two individuals who bought it in June 2023.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	896 DOUGLAS TER, UNION, NJ 07083-6524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Deed Document Number	202329840
Deed Book / Page	6511 / 668
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jun 20, 2023
Property Address	896 DOUGLAS TER, UNION, NJ 07083-6524
Document Number	0065110668
Book / Page	6511 / 668
Instrument Date	May 18, 2023
Instrument	29840
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	BREAK WATER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,768.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 LINCOLN AVE, LIVINGSTON, NJ 07039-2110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 DOUGLAS TER, UNION, NJ 07083-6524

Mortgage

Document Number	0153770111
Date	Jun 20, 2023
Book Page	15377/111
Instrument	53131

Lender

Name	GARDEN STATE HOME LOANS INC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 896 Douglas Ter was $13,994, up 4.3% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,000 (-) Land $20,600 Building $39,400	$60,000 (-) Land $20,600 Building $39,400
2025	$13,994.00 (+4.35%)	$60,000 Land $20,600 Building $39,400	$60,000 Land $20,600 Building $39,400
2024	$13,411.00
2023		$60,000 (-) Land $20,600 Building $39,400	$60,000 (-) Land $20,600 Building $39,400
2022	$12,549.00	$60,000 Land $20,600 Building $39,400	$60,000 Land $20,600 Building $39,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 896 Douglas Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–1999)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 896 Douglas Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20