Mecklenburg County property record for 896 Cow Rd, Buffalo Junction, VA 24529
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,006 sqft · built 2014 |
| Lot Size | 4.08 acres (177,725 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Jan 2025) |
| Tax Bill | $1,491 (2025) |
| Deeds & Mortgages | Nov 2020 Refinance Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 145000-A-053C |
| Primary APN | 145000-A-053C |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 3,006 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 177,725 sqft (4.08 acres) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | R037962 |
|---|---|
| Street Address | 896 COW RD |
| City | BUFFALO JUNCTION |
| State | VA |
| Zip | 24529-4016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | PAR- CZELUSNIAK |
| Jurisdiction | MECKLENBURG VA |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 930800 |
Source: Mecklenburg County records, as of May 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 896 COW RD, BUFFALO JUNCTION, VA 24529-4016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PLAZA HOME MORTGAGE INC |
| Aug 2, 2021 | Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2025 · Amount on Record |
| Deed Sale | Jan 30, 2025 · Amount on Record |
| Deed Document Number | 2025384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG VA |
| Property Address | 896 COW RD, BUFFALO JUNCTION, VA 24529-4016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0200004637 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 200004637 |
| Name | PLAZA HOME MORTGAGE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG VA |
| Property Address | 896 COW RD, BUFFALO JUNCTION, VA 24529-4016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0210003837 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 210003837 |
| Name | BENCHMARK COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jul 28, 2061 |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of January 6, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Mecklenburg County |
| Unified School District | Mecklenburg County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,491.00 (+2.69%) | $414,200 (+14.04%) Land $29,000 Building $385,200 | $414,200 (+14.04%) Land $29,000 Building $385,200 |
| 2023 | $1,452.00 | $363,200 (-) Land $23,900 Building $339,300 | $363,200 (-) Land $23,900 Building $339,300 |
| 2022 | $1,452.00 | $363,200 Land $23,900 Building $339,300 | $363,200 Land $23,900 Building $339,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Severe Storm Cond |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Empower Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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