896 Cedar Cliff Rd, Springville, AL 35146 Property Records

St. Clair County property record for 896 Cedar Cliff Rd, Springville, AL 35146

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,720 sqft · built 1993
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$643 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-09-32-0-000-006.016`

Property Details

APN / Parcel Number

Primary APN	`12-09-32-0-000-006.016`
Alternative APNs	`00188110` `188110` `75445`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,720 sqft Living Area
1st Floor Area	1,600 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00188110
Street Address	896 CEDAR CLIFF RD
City	SPRINGVILLE
State	AL
Zip	35146-5204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR NW4-NW4 TH S 1040'S TO POB CONT S 495.2 W 433 NE 292.7 NELY 406.9 ALG ESMT TO POB 2.99 AC 32-14-3
Legal Range	03E
Legal Township	14S
Legal Section	32
Jurisdiction	ST CLAIR AL
Township / Civil Division	SPRINGVILLE
Census Block Group	1
Census Block	1001
Census Tract	40507

Owner

896 Cedar Cliff Rd is owned and occupied by two individuals.

Source: St. Clair County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	896 CEDAR CLIFF RD, SPRINGVILLE, AL 35146-5204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jun 23, 2021
Property Address	896 CEDAR CLIFF RD, SPRINGVILLE, AL 35146-5204
Document Number	0000008166
Book / Page	DEED 2021 / 8166
Instrument Date	Jun 21, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	892 CEDAR CLIFF RD, SPRINGVILLE, AL 35146-5204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	896 CEDAR CLIFF RD, SPRINGVILLE, AL 35146-5204

Mortgage

Document Number	MTG202142776
Date	Jun 23, 2021
Instrument	MTG 2021/42776

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 896 Cedar Cliff Rd was $643 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$643.00	$22,320	$223,050 Land $31,500 Building $191,550
2023		$43,832 (+1%) Land $5,200 Building $38,632	$219,160 (-) Land $26,000 Building $193,160
2022	$631.00 Homeowner's exemption	$21,916 Land $2,600 Building $19,316	$219,160 Land $26,000 Building $193,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 896 Cedar Cliff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 896 Cedar Cliff Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Cliff Rd

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