896 Bracken Ter NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 896 Bracken Ter NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,068 sqft · built 1989
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Oct 2016)
Tax Bill	$1,600 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-27-NO-3045-1`

Property Details

APN / Parcel Number

Primary APN	`28-37-27-NO-3045-1`
Alternative APNs	`28-37-27-NO-03045.0-0001.00` `2835360`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,068 sqft Living Area
Gross Area	1,347 sqft
1st Floor Area	1,068 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	96 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	269 sqft
Porch	Finished/Open Porch
Porch Area	10 sqft
Patio Area	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2835360
Street Address	896 BRACKEN TER NE
City	PALM BAY
State	FL
Zip	32905-8602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	PORT MALABAR UNIT 59 LOT 1 BLK 3045
Legal Range	37E
Legal Township	28S
Legal Section	27
Legal Subdivision	PORT MALABAR UNIT 59
Legal Block	3045
Legal Lot Number	1
Legal Unit	59
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2013
Census Tract	65129

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	896 BRACKEN TER NE, PALM BAY, FL 32905-8602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2016 · Amount on Record
Deed Sale	Oct 24, 2016 · Amount on Record
Prior Sale	May 27, 2016 · Amount on Record
Deed Document Number	2016206701
Deed Book / Page	7736 / 2701
Prior Transfer Date	Oct 21, 2016
Prior Transfer Doc	0077362701
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	896 BRACKEN TER NE, PALM BAY, FL 32905-8602
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 BRACKEN TER NE, PALM BAY, FL 32905-8602

Mortgage

Document Number	0093702961
Date	Dec 29, 2021
Book Page	9370/2961
Instrument	2021337124

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,680 (+2.69%)	$206,230 (-5.77%)
2025	$1,600.00 (+3.03%) Homeowner's exemption	$126,280 (+5.98%)	$218,860 (+0.97%)
2024	$1,553.00 (+3.26%)
2023	$1,504.00 (+5.54%) Homeowner's exemption	$119,160 (+3%)	$216,750 (+12.86%) Land $42,500 Building $174,250
2022	$1,425.00 Homeowner's exemption	$115,690	$192,050 Land $35,000 Building $157,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20