896 4th Ln, Vero Beach, FL 32962 Property Records

Indian River County property record for 896 4th Ln, Vero Beach, FL 32962

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1986
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$173,000 (Apr 2015)
Tax Bill	$2,298 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-13-00017-0001-00005.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-13-00017-0001-00005.0`
Alternative APN	`77172`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	141 ft deep x 79 ft wide
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	702 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	400 sqft
Patio Area	444 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	77172
Street Address	896 4TH LN
City	VERO BEACH
State	FL
Zip	32962-1658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	PINECREST UNIT NO 3 BLK A LOT 5 PBI 11-74
Legal Range	39
Legal Township	33
Legal Section	13
Legal Subdivision	PINECREST SUB UNIT 3
Legal Block	A
Legal Lot Number	5
Legal Unit	3
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	4
Census Block	4005
Census Tract	50602

Owner

896 4th Ln is owned and occupied by an individual who bought it in April 2015.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	896 4TH LN, VERO BEACH, FL 32962-1658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2015 · Amount on File
Deed Sale	Apr 30, 2015 · Amount on File
Prior Sale	Feb 17, 2015 · Amount on File
Deed Document Number	3120150026441
Deed Book / Page	2843 / 0907
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	896 4TH LN, VERO BEACH, FL 32962-1658
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 4TH LN, VERO BEACH, FL 32962-1658

Mortgage

Document Number	0033920815
Date	Feb 26, 2021
Book Page	3392/815
Instrument	3120210013377

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 896 4th Ln was $2,298.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,298.00	$174,797	$285,906 Land $28,950 Building $256,956
2023	$1,920.00 (+3.06%)	$164,923 (+3%)	$276,626 (+14.64%) Land $28,950 Building $247,676
2022	$1,863.00	$160,120	$241,290 Land $28,950 Building $212,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 896 4th Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1995–2017)
Claims Outside the SFHA	13 of 14
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 896 4th Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20