Santa Rosa County property record for 8958 Windgate Cir, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,192 sqft · built 2016 |
| Lot Size | 0.162 acres (7,057 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $800,000 (Apr 2021) |
| Tax Bill | $260 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 22-2S-26-5165-00C00-0030 |
| Primary APN | 22-2S-26-5165-00C00-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,192 sqft Living Area |
| Gross Area | 3,386 sqft |
| 1st Floor Area | 800 sqft |
| Upper Floors Area | 1,392 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 7,057 sqft (0.162 acres) |
| Lot Dimensions | 181 ft deep x 39 ft wide |
| View / Lot | Sound |
| Garage Type | Attached |
| Garage Area | 608 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 568 sqft |
| Deck Area | 18 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8958 WINDGATE CIR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SOUNDSIDE MOORINGS LOT 3 BLK C AS DES IN OR 4097 PG 180 (FKA DELLA MER SUB-REPLATED) |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 22 |
| Legal Subdivision | SOUNDSIDE MOORINGS |
| Legal Block | C |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10827 |
Source: Santa Rosa County records, as of May 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8958 WINDGATE CIR, NAVARRE, FL 32566-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Apr 1, 2021 | Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2021 · Amount on Record |
| Deed Sale | Apr 1, 2021 · Amount on Record |
| Prior Sale | May 28, 2015 · Amount on Record |
| Deed Document Number | 202121515 |
| Deed Book / Page | 4097 / 180 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 23, 2026 |
| Property Address | 8958 WINDGATE CIR, NAVARRE, FL 32566-2210 |
| Document Number | 0047351331 |
| Book / Page | 4735 / 1331 |
| Instrument Date | Apr 18, 2026 |
| Instrument | 20261 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8958 WINDGATE CIR, NAVARRE, FL 32566-2210 |
| Document Number | 0000000001, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 4735/1331 |
| Instrument | 20261 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 1, 2021 |
| Property Address | 8958 WINDGATE CIR, NAVARRE, FL 32566-2210 |
| Document Number | 0040970180 |
| Book / Page | 4097 / 180 |
| Map Reference | MB 10 PG 65 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 202121515 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3725 BELFORD ST, 3725, SAN DIEGO, CA 92111-4217 |
| Name | Verified Name |
|---|---|
| Address | 8958 WINDGATE CIR, NAVARRE, FL 32566-2210 |
| Document Number | 0004097182 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 4097/182 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $528,886 (+1.73%) Land $156,975 Building $371,911 | $528,886 (+1.73%) Land $156,975 Building $371,911 | |
| 2024 | $260.00 (+8.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $519,902 (+0.53%) Land $156,975 Building $362,927 | $519,902 (+0.53%) Land $156,975 Building $362,927 |
| 2023 | $239.00 (-95.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $517,174 (+1.52%) Land $156,975 Building $360,199 | $517,174 (+1.52%) Land $156,975 Building $360,199 |
| 2022 | $5,674.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $509,431 | $509,431 Land $156,975 Building $352,456 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 248 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 271 units insured incl. 23 condo units |
| Nearby Flood Claims | 31 (1995–2020) |
| Claims Outside the SFHA | 7 of 31 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures