Lake County property record for 8955 Upper Lake Lucerne Rd, Upper Lake, CA 95485
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,496 sqft · built 1960 |
| Lot Size | 2.58 acres (112,385 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $236,000 (Feb 2014) |
| Tax Bill | $3,594 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-015-240-000 |
| Primary APN | 004-015-240-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,496 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Concrete |
| Lot Area | 112,385 sqft |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 004-015-24 |
|---|---|
| Street Address | 8955 UPPER LAKE LUCERNE RD |
| City | UPPER LAKE |
| State | CA |
| Zip | 95485-8789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 1 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | UPPER LAKE-NICE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 100 |
8955 Upper Lake Lucerne Rd is owned and occupied by two individuals who bought it in February 2014.
Source: Lake County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8955 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2014 · Amount on File |
| Deed Sale | Feb 4, 2014 · Amount on File |
| Deed Document Number | 20141394 |
| Prior Transfer Date | Oct 22, 2013 |
| Prior Transfer Doc | 0000016022 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 8955 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8789 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007305 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 2020007305 |
| Name | SAVINGS BANK OF MENDOCINO COUNTY |
|---|---|
| Type | Bank |
| Address | UKIAH, CA 95482 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
The 2026 property tax bill for 8955 Upper Lake Lucerne Rd was $3,594, up 2.8% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Upper Lake Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,594.00 (+2.77%) | $295,075 (+2%) Land $156,291 Building $138,784 |
| 2025 | $3,497.00 | $289,290 Land $153,227 Building $136,063 |
| 2023 | $3,270.00 (-0.82%) | $278,059 Land $147,278 Building $130,781 |
| 2022 | $3,297.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 8955 Upper Lake Lucerne Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8955 Upper Lake Lucerne Rd is very high, ranking above 92% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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