Baldwin County property record for 8951 Bay Point Dr, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,303 sqft · built 2017 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $74,500 (Sep 2015) |
| Tax Bill | $3,693 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 62-03-07-0-001-023.088 |
| Primary APN | 62-03-07-0-001-023.088 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,303 sqft Heated Area |
| 1st Floor Area | 2,982 sqft |
| Upper Floors Area | 1,321 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 216 ft deep x 100 ft wide |
| View / Lot | Waterfront / Beach |
| Boat Access | Boat Access |
| Boat House | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 319513 |
|---|---|
| Street Address | 8951 BAY POINT DR |
| City | ELBERTA |
| State | AL |
| Zip | 36530-6555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 110.52' X 230' IRR LOT 16 UNIT ONE WOLF BAY POINT II SUB SEC 7-T8S-R5E SLIDE 1349-B (WD/SURVIVORSHIP) IN# 1528308 |
| Legal Subdivision | WOLF BAY POINT II SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Legal Unit | 1 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 11601 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8951 BAY POINT DR, ELBERTA, AL 36530-6555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 23, 2017 | Trustee's Deed, Construction Loan · Line of Credit UNITED BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2015 · Amount on Record |
| Deed Sale | Sep 23, 2015 · Amount on Record |
| Prior Sale | Aug 5, 2015 · Amount on Record |
| Deed Document Number | 20151535831 |
| Prior Transfer Date | Sep 14, 2015 |
| Prior Transfer Doc | 0001535831 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 8951 BAY POINT DR, ELBERTA, AL 36530-6555 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001907224 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 1907224 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Feb 23, 2017 |
| Property Address | 8951 BAY POINT DR, ELBERTA, AL 36530-6555 |
| Instrument Date | Feb 21, 2017 |
| Instrument | 1619159 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23449 DUNDEE CIR FOLEY AL 365357339, FOLEY, AL 36535-7339 |
| Document Number | 0001619159 |
|---|---|
| Date | Feb 23, 2017 |
| Instrument | 1619159 |
| Name | UNITED BK |
|---|---|
| Type | Bank |
| Address | ATMORE, AL 36502-2536 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 22, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Foley City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,693.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | ||
| 2025 | $130,940 (+0.57%) Land $29,360 Building $101,580 | $1,322,500 (+1.58%) Land $296,600 Building $1,025,900 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $130,200 (+25.26%) | $1,301,900 (+25.28%) Land $250,000 Building $1,051,900 |
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $103,940 | $1,039,200 Land $238,700 Building $800,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 179 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 319 (1979–2020) |
| Claims Outside the SFHA | 36 of 319 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed.
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