895 W School St, Cotati, CA 94931 Property Records

Sonoma County property record for 895 W School St, Cotati, CA 94931

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,833 sqft · built 1984
Lot Size	2.14 acres (93,218 sqft)
Owner	Company Name on File
Last Sale	$795,000 (Oct 2010)
Tax Bill	$12,303 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-103-046-000`

Property Details

APN / Parcel Number

Primary APN	`046-103-046-000`
Alternative APN	`046-103-046`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,833 sqft Living Area
1st Floor Area	1,383 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	93,218 sqft (2.14 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	046-103-046
Street Address	895 W SCHOOL ST
City	COTATI
State	CA
Zip	94931-4169
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RR25
Legal Description	82 FM PT OF 46-103-39 PM7394
Legal Subdivision	PARCEL MAP NO 7394
Legal Block	2
Legal Lot Number	2
Jurisdiction	SONOMA CA
Township / Civil Division	PETALUMA
Census Block Group	2
Census Block	2008
Census Tract	151206

Owner

Source: Sonoma County records · APN 046-103-046-000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	895 W SCHOOL ST, COTATI, CA 94931-4169
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2010 · Amount on Record
Deed Sale	Oct 15, 2010 · Amount on Record
Deed Document Number	201089143
Last Transfer Date	Jan 28, 2015
Transfer Doc	0000008501
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	895 W SCHOOL ST, COTATI, CA 94931-4169
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 W SCHOOL ST, COTATI, CA 94931-4169

Mortgage

Document Number	0000116661
Date	Dec 08, 2020
Instrument	2020116661

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Unified School District	Cotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$12,303.00 (+3.15%) Homeowner's exemption	$1,018,524 (+4.04%) Land $384,346 Building $634,178
2023	$11,927.00 (+1.72%) Homeowner's exemption	$978,975 Land $369,422 Building $609,553
2022	$11,725.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 154 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF COTATI serves 7,290 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.