St. Johns County property record for 895 W American Eagle Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,384 sqft · built 2005 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $234,000 (May 2014) |
| Tax Bill | $5,652 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009981-0450 |
| Primary APN | 009981-0450 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,384 sqft Living Area |
| Gross Area | 2,796 sqft |
| 1st Floor Area | 2,384 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 412 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 343 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 895 W AMERICAN EAGLE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 48/76-95 JOHNS CREEK LOT 45 OR3876/469 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 24 |
| Legal Subdivision | JOHNS CREEK |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20907 |
Source: St. Johns County assessment roll, APN 009981-0450, as of April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 895 W AMERICAN EAGLE DR, SAINT AUGUSTINE, FL 32092-5079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Oct 04, 2017 | Loan Modification, Mortgage · Conventional Mortgage REUNION BK/FL |
| Jul 31, 2017 | Deed of Trust, Mortgage · Line of Credit REUNION BK/FL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 06, 2014 · Amount on Record |
| Deed Sale | May 06, 2014 · Amount on Record |
| Prior Sale | Apr 07, 2005 · Amount on Record |
| Deed Document Number | 201425545 |
| Deed Book / Page | 3876 / 469 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 895 W AMERICAN EAGLE DR, SAINT AUGUSTINE, FL 32092-5079 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 895W W AMERICAN EAGLE DR, SAINT AUGUSTINE, FL 32092-5079 |
| Document Number | 0051080909 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 5108/909 |
| Instrument | 2020107327 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 895 W AMERICAN EAGLE DR, SAINT AUGUSTINE, FL 32092-5079 |
| Document Number | 0044561562 |
| Book / Page | 004456 / 001562 |
| Instrument Date | Oct 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 895 W AMERICAN EAGLE DR ST AUGUSTINE FL 320925079, ST AUGUSTINE, FL 32092-5079 |
| Document Number | 0044561562 |
|---|---|
| Date | Nov 01, 2017 |
| Book Page | 004456/001562 |
| Instrument | 74009 |
| Name | REUNION BK/FL |
|---|---|
| Type | Bank |
| Address | TAVARES, FL 32778 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 895 W AMERICAN EAGLE DR, SAINT AUGUSTINE, FL 32092-5079 |
| Document Number | 0044410497 |
| Book / Page | 004441 / 000497 |
| Instrument Date | Jul 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 895 W AMERICAN EAGLE DR ST AUGUSTINE FL 320925079, ST AUGUSTINE, FL 32092-5079 |
| Document Number | 0044410497 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 004441/000497 |
| Instrument | 66277 |
| Name | REUNION BK/FL |
|---|---|
| Type | Bank |
| Address | TAVARES, FL 32778 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll as of April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,972 (+31.66%) | $456,216 (+16.12%) Land $100,000 Building $356,216 | |
| 2025 | $5,652.00 (+9.39%) Homeowner's exemption | $245,299 (+2.9%) | $392,883 (-3.61%) Land $100,000 Building $292,883 |
| 2024 | $5,167.00 (+1.12%) Homeowner's exemption | $238,386 (+3%) | $407,593 (+3.7%) Land $100,000 Building $307,593 |
| 2023 | $5,110.00 (+1.65%) Homeowner's exemption | $231,443 (+3%) | $393,045 (+12.3%) Land $95,000 Building $298,045 |
| 2022 | $5,027.00 Homeowner's exemption | $224,702 | $349,990 Land $84,000 Building $265,990 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209071, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 159 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL2161328, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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