895 W 23rd St, Upland, CA 91784 Property Records

San Bernardino County property record for 895 W 23rd St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 1922
Lot Size	0.377 acres (16,400 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Jul 2025)
Tax Bill	$7,976 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1003-382-08-0000`

Property Details

APN / Parcel Number

Primary APN	`1003-382-08-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1930
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	16,400 sqft (0.377 acres)
Lot Dimensions	200 ft deep x 82 ft wide
Garage Type	Detached
Garage Area	372 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	431 sqft
Patio Area	431 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	895 W 23RD ST
City	UPLAND
State	CA
Zip	91784-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS14M
Legal Description	SAN ANTONIO HEIGHTS LOT 4 BLK 3 EX E 105.16 FT SD 105.16 FT BEING MEASURED AT R/A TO E LI SD LOT .3 AC M/L
Legal Subdivision	SAN ANTONIA HEIGHTS
Legal Block	3
Legal Lot Number	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2022
Census Tract	804

Owner

895 W 23rd St is owned and occupied by two individuals who bought it in July 2025.

Source: San Bernardino County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	895 W 23RD ST, UPLAND, CA 91784-1210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 8, 2020	Grant Deed, Transfer · Commercial Mortgage AFFORDABLE HOME INVESTMENT PROFIT S
Jun 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 20, 2019	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	Jun 2, 2021 · Amount on File
Deed Document Number	2025177071
Prior Transfer Date	Jun 12, 2019
Prior Transfer Doc	0000203747
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 2, 2021
Property Address	895 W 23RD ST, UPLAND, CA 91784-1210
Document Number	0000251033
Map Reference	MB 4 PG 48
Instrument Date	May 11, 2021
Instrument	2021-0251033
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	895 W 23RD ST, UPLAND, CA 91784-1210

Mortgage

Document Number	0000251034
Date	Jun 2, 2021
Instrument	2021-0251034

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 8, 2020
Property Address	895 W 23RD ST, UPLAND, CA 91784-1210
Document Number	0000334446
Map Reference	MB 4 PG 48
Instrument Date	Aug 27, 2020
Instrument	2020-0334446
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 W 23RD ST, UPLAND, CA 91784-1210
Investor	Possibly a Property Investor

Mortgage

Document Number	0000334447
Date	Sep 8, 2020
Instrument	2020-0334447

Lender

Name	AFFORDABLE HOME INVESTMENT PROFIT S
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 20, 2019
Property Address	895 W 23RD ST, UPLAND, CA 91784-1210
Document Number	0000203747
Instrument Date	Jun 12, 2019
Instrument	203747
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7449 CENTURY AVE HESPERIA CA 923455705, HESPERIA, CA 92345-5705

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 20, 2019
Property Address	895 W 23RD ST, UPLAND, CA 91784-1210
Document Number	0000203746
Instrument Date	Jun 12, 2019
Instrument	203746
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7449 CENTURY AVE HESPERIA CA 923455705, HESPERIA, CA 92345-5705

Tax Assessment & Valuation

The 2025 property tax bill for 895 W 23rd St was $7,976.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,100,000 (+50.55%) Land $275,000 Building $825,000
2025	$7,976.00 Homeowner's exemption	$730,643 Land $182,661 Building $547,982
2023	$7,606.00 (+2.2%) Homeowner's exemption	$702,271 Land $175,568 Building $526,703
2022	$7,442.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 895 W 23rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1980–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 895 W 23rd St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER COMPANY private · serves 3,441 people · EPA ID CA3610085
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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