895 Vine St, San Jose, CA 95110 Property Records

Santa Clara County property record for 895 Vine St, San Jose, CA 95110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,606 sqft · built 1996
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$111,500 (Mar 2005)
Tax Bill	$9,017 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Dec 2021 Construction Loan
Flood Zone	Zone D (undetermined)
APN	`264-38-038`

Property Details

APN / Parcel Number

Primary APN	`264-38-038`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,606 sqft Living Area
1st Floor Area	1,606 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	895 VINE ST
City	SAN JOSE
State	CA
Zip	95110-3042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MACES SOUTHWESTERN MAP C1 854
Legal Subdivision	MACE SOUTHWESTERN ADD
Legal Block	8
Legal Lot Number	20
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4001
Census Tract	501700

Owner

895 Vine St is owned and occupied by an individual who bought it in March 2005.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	895 VINE ST, SAN JOSE, CA 95110-3042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit STAR ONE CU
Dec 22, 2021	Deed of Trust, Mortgage · Construction Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2005 · Amount on File
Deed Sale	Mar 30, 2005 · Amount on File
Prior Sale	Jul 9, 1996 · Amount on File
Deed Document Number	200518298610
Prior Transfer Date	Mar 18, 2005
Prior Transfer Doc	0018298610
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	895 VINE ST, SAN JOSE, CA 95110-3042
Transaction Type	Mortgage
Record Updated	Nov 6, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 VINE ST, SAN JOSE, CA 95110-3042

Mortgage

Document Number	0025550103
Date	Oct 26, 2023
Instrument	25550103

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	303 Months
Due	Jan 2, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	895 VINE ST, SAN JOSE, CA 95110-3042
Transaction Type	Mortgage
Record Updated	Dec 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 VINE ST, SAN JOSE, CA 95110-3042

Mortgage

Document Number	0025202511
Date	Dec 22, 2021
Instrument	25202511

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 895 Vine St was $9,017 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$631,023 (+2%) Land $295,504 Building $335,519
2025	$9,017.00 Homeowner's exemption	$618,651 Land $289,710 Building $328,941
2023	$8,369.00 (+1.03%) Homeowner's exemption	$594,630 Land $278,461 Building $316,169
2022	$8,284.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 895 Vine St in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	22 (1982–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 895 Vine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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