895 Union St S, Concord, NC 28025 Property Records

Cabarrus County property record for 895 Union St S, Concord, NC 28025

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	10,259 sqft · built 2019
Lot Size	1.29 acres (56,250 sqft)
Owner	Company Name on File
Last Sale	$400,000 (May 2019)
Tax Bill	$17,981 (2023)
Deeds & Mortgages	May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`5539 59 5746`

Property Details

APN / Parcel Number

Primary APN	`5539 59 5746`
Alternative APNs	`12049 0069.000000` `130670`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	10,259 sqft Total Area
1st Floor Area	10,185 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Steel Frame/Truss
Roof Material	Other
Lot Area	56,250 sqft (1.29 acres)
Lot Dimensions	250 ft deep x 225 ft wide
Porch	Slab
Porch Area	74 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	130670
Street Address	895 UNION ST S
City	CONCORD
State	NC
Zip	28025-5725
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C-2
Legal Description	LTS 1-9 & 25-28 VIRGINIA HEIGHTS
Legal Subdivision	HWY 60149
Legal Lot Number	1-9
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	3
Census Block	3013
Census Tract	42202

Owner

895 Union St S, a commercial property, is owned by a company that bought it in May 2019.

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	500 VOLVO PKWY, CHESAPEAKE, VA 23320-1604
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2019 · Amount on File
Deed Sale	May 30, 2019 · Amount on File
Deed Book / Page	13528 / 296
Record Updated	Oct 29, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	May 30, 2019
Property Address	895 UNION ST S, CONCORD, NC 28025-5725
Document Number	13528296
Book / Page	013528 / 000296
Instrument Date	May 21, 2019
Instrument	13106
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 VOLVO PKWY CHESAPEAKE VA 233201604, CHESAPEAKE, VA 23320-1604

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,888,750 Land $365,900 Building $1,522,850
2024			$1,888,750 (+37.99%) Land $365,900 Building $1,522,850
2023	$17,981.00	$1,368,790 Land $162,480 Building $1,206,310	$1,368,790 Land $162,480 Building $1,206,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 895 Union St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 895 Union St S is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35