Montgomery County property record for 895 Substation Rd, Troy, NC 27371
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 2,052 sqft · built 2016 |
| Lot Size | 9.36 acres (407,722 sqft) |
| Owner | Individual Name on File |
| Last Sale | $39,000 (Dec 2015) |
| Tax Bill | $1,708 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7631 00 03 5999 |
| Primary APN | 7631 00 03 5999 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,052 sqft Finished Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 407,722 sqft (9.36 acres) |
| Garage Type | Carport |
| Garage Area | 864 sqft |
| Carport | Carport |
| Carport Area | 864 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1477594 |
|---|---|
| Street Address | 895 SUBSTATION RD |
| City | TROY |
| State | NC |
| Zip | 27371-8452 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | MODULAR HO |
| Legal Description | VERNON KING LOT 1 SEAGROVE LBR #6 |
| Legal Subdivision | SURVEY FOR VERNON KING MAP NO 10 A |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | OPHIR |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 960202 |
895 Substation Rd, a residential property, is owned and occupied by an individual who bought it in December 2015.
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 895 SUBSTATION RD, TROY, NC 27371-8452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2015 · Amount on File |
| Deed Sale | Dec 11, 2015 · Amount on File |
| Deed Document Number | 2015344544 |
| Deed Book / Page | 763 / 343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 895 SUBSTATION RD, TROY, NC 27371-8452 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00805/0919 |
|---|---|
| Date | Apr 6, 2018 |
| Book Page | 0805/0919 |
| Instrument | 354137 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | TROY, NC 27371 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 895 Substation Rd was $1,708.
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $277,852 (-) Land $30,900 Building $246,952 | $277,852 (-) Land $30,900 Building $246,952 | |
| 2025 | $1,708.00 | $277,852 Land $30,900 Building $246,952 | $277,852 Land $30,900 Building $246,952 |
| 2023 | $277,852 Land $30,900 Building $246,952 | $277,852 Land $30,900 Building $246,952 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 895 Substation Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 895 Substation Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
No cell data coverage reported
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