Union County property record for 895 State Rte 56 E, Morganfield, KY 42437
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,599 sqft |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Feb 2026) |
| Tax Bill | $1,463 (2025) |
| Deeds & Mortgages | Jun 2022 Refinance Jun 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-09-01 |
| Primary APN | 63-09-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,599 sqft Living Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Family Room | Family Room |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 162 ft deep x 137 ft wide |
| Garage Area | 520 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 895 STATE ROUTE 56 E |
|---|---|
| City | MORGANFIELD |
| State | KY |
| Zip | 42437-6657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 895 SR 56 E |
| Jurisdiction | UNION KY |
| Township / Civil Division | MORGANFIELD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 950201 |
895 State Rte 56 E is owned and occupied by two individuals who bought it in February 2026.
Source: Union County records, as of February 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 895 STATE ROUTE 56 E, MORGANFIELD, KY 42437-6657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD BANK |
| Jun 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2026 · Amount on File |
| Deed Sale | Feb 20, 2026 · Amount on File |
| Prior Sale | Oct 7, 2011 · Amount on File |
| Deed Document Number | 2026395606 |
| Deed Book / Page | 410 / 157 |
| Prior Transfer Date | Oct 30, 2007 |
| Prior Transfer Doc | 0329/0404 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Property Address | 895 STATE ROUTE 56 E, MORGANFIELD, KY 42437-6657 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000471/509 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 471/509 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Property Address | 895 STATE ROUTE 56 E, MORGANFIELD, KY 42437-6657 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000471/502 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 471/502 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 895 State Rte 56 E was $1,463.
Source: Union County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Union County |
| Unified School District | Union County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,463.00 | $142,335 Land $10,000 Building $132,335 | $142,335 Land $10,000 Building $132,335 |
| 2023 | $1,267.00 | $122,595 Land $10,000 Building $112,595 | $122,595 Land $10,000 Building $112,595 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 895 State Rte 56 E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 895 State Rte 56 E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER DISTRICT serves 6,117 people · EPA ID KY1130433 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2026 Haloacetic acids resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures