895 Simpson Ave, Elburn, IL 60119 Property Records

Kane County property record for 895 Simpson Ave, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Lot Size	0.184 acres (8,037 sqft)
Owner	2 Individual Names on Record
Last Sale	$368,000 (Apr 2018)
Tax Bill	$12,637 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-05-420-017`

Property Details

APN / Parcel Number

Primary APN	`11-05-420-017`

Exterior

Lot Area	8,037 sqft (0.184 acres)

Location & Zoning

Street Address	895 SIMPSON AVE
City	ELBURN
State	IL
Zip	60119-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELBURN STATION - UNIT 2 LT 33
Legal Subdivision	ELBURN STATION
Legal Block	1
Legal Lot Number	33
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1052
Census Tract	854507

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	895 SIMPSON AVE, ELBURN, IL 60119-3406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIDELITY MORTGAGE SERVICES INC
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIDELITY MORTGAGE SERVICES INC
May 17, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Apr 11, 2018	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2018 · Amount on Record
Deed Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	201816553
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	895 SIMPSON AVE, ELBURN, IL 60119-3406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DUKANE TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049315
Date	Oct 17, 2019
Instrument	2019K049315

Lender

Name	AMERICAN FIDELITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	WHEATON, IL 60189

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

Interest

Rate Type	Fixed Rate
Rate	3.5%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	895 SIMPSON AVE, ELBURN, IL 60119-3406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONA TL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063956
Date	Oct 23, 2020
Instrument	2020K063956

Lender

Name	AMERICAN FIDELITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	WHEATON, IL 60189

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.25%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 17, 2018
Property Address	895 SIMPSON AVE, ELBURN, IL 60119-3406
Document Number	0000023017
Instrument Date	May 14, 2018
Instrument	23017
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$640.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 N 1ST ST GENEVA IL 601342220, GENEVA, IL 60134-2220
Investor	Possibly a Property Investor

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 11, 2018
Property Address	895 SIMPSON AVE, ELBURN, IL 60119-3406
Document Number	0000016553
Instrument Date	Apr 10, 2018
Instrument	16553
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$552.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	895 SIMPSON AVE ELBURN IL 60119, ELBURN, IL 60119

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,637.00 (+7.55%) Homeowner's exemption Senior Citizen's exemption
2024		$166,269 (+28.94%) Land $21,481 Building $144,788	$499,007 (+29%) Land $64,469 Building $434,538
2022	$11,750.00 (+4.88%) Homeowner's exemption	$128,947 (+4.48%) Land $17,793 Building $111,154	$386,841 (+4.48%) Land $53,379 Building $333,462
2021	$11,203.00 Homeowner's exemption	$123,418 Land $17,030 Building $106,388	$370,254 Land $51,090 Building $319,164

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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