895 S Susan Ave, Kerman, CA 93630 Property Records

Fresno County property record for 895 S Susan Ave, Kerman, CA 93630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,460 sqft · built 2018
Lot Size0.169 acres (7,350 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Oct 2022)
Tax Bill$4,999 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Oct 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN020-331-10S

Property Details

APN / Parcel Number

Primary APN020-331-10S
Alternative APN
  • 02033110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,460 sqft Living Area
1st Floor Area1,460 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeFrame
Lot Area7,350 sqft (0.169 acres)
Lot Dimensions105 ft deep x 70 ft wide
Garage Area416 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address895 S SUSAN AVE
CityKERMAN
StateCA
Zip93630-7635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUR RT LOT 67 TR 5636 BORDEAUX II BK 75 PG 98-102
Legal Subdivision4636 BORDEAUX II
Legal Tract5636
Legal Lot Number67
JurisdictionFRESNO CA
Township / Civil DivisionKERMAN
Census Block Group1
Census Block1004
Census Tract4003

Owner

Source: Fresno County assessment roll, APN 020-331-10S, as of August 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address895 S SUSAN AVE, KERMAN, CA 93630-7635
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2022Grant Deed, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 26, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 06, 2019Deed of Trust, Mortgage
WALL TRUST (PT)
Nov 05, 2018Grant Deed, Subdivision Related Transfer · FHA Mortgage
MUFG UNION BANK NA
Mar 16, 2018Grant Deed, Construction Loan · Line of Credit
UNITED SEC BK
Dec 19, 2017Grant Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 21, 2022 · Amount on Record
Deed SaleOct 21, 2022 · Amount on Record
Prior SaleNov 05, 2018 · Amount on Record
Deed Document Number2022130915
Prior Transfer DateOct 06, 2020
Prior Transfer Doc0000151144
Record UpdatedSep 20, 2026

October 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateOct 21, 2022
Property Address895 S SUSAN AVE, KERMAN, CA 93630-7635
Document Number0000130915
Map ReferenceVOL 75 PG 98-102
Instrument DateOct 04, 2022
Instrument2022-0130915
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address895 S SUSAN AVE, KERMAN, CA 93630-7635

Mortgage

Document Number0000130916
DateOct 21, 2022
Instrument2022-0130916
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFRESNO CA
Recording DateOct 26, 2020
Property Address895 S SUSAN AVE, KERMAN, CA 93630-7635
Document Number0000151144
Map ReferenceVOL 75 PG 98-102
Instrument DateOct 06, 2020
Instrument2020-0151144
Transaction TypeTransfer
Record UpdatedJul 20, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address895 S SUSAN AVE, KERMAN, CA 93630-7635

Mortgage

Document Number0000151145
DateOct 26, 2020
Instrument2020-0151145
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address895 S SUSAN AVE, KERMAN, CA 93630-7635
Document Number0000108947
Instrument DateDec 06, 2019
Transaction TypeMortgage
Record UpdatedSep 09, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5320 E PINE AVE FRESNO CA 937272113, FRESNO, CA 93727-2113
InvestorPossibly a Property Investor

Mortgage

Document Number0000108947
DateAug 21, 2020
Instrument108947
Lender
NameWALL TRUST (PT)
Address11368 N BALMORAL WAY, FRESNO, CA 93730-7014
Agreement
AmountAmount Recorded

November 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateNov 05, 2018
Property Address895 S SUSAN AVE, KERMAN, CA 93630-7635
Document Number0000134707
Map ReferenceVOL 75 PG 98-102
Instrument DateNov 01, 2018
Instrument2018-0134707
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 20, 2022
Title CompanyFIDELITY NATIONAL TITLE COMP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address895 S SUSAN AVE, KERMAN, CA 93630-7635

Mortgage

Document Number0000134708
DateNov 05, 2018
Instrument2018-0134708
Lender
NameMUFG UNION BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2048

March 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateMar 16, 2018
Property Address895 S SUSAN AVE, KERMAN, CA 93630-7635
Instrument DateMar 09, 2018
Instrument31225
Transaction TypeConstruction Loan
Record UpdatedMar 23, 2018
Title CompanyFIDELITY NATIONAL TITLE-FRESNO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5320 E PINE AVE FRESNO CA 937272113, FRESNO, CA 93727-2113

Mortgage

Document Number0000031225
DateMar 16, 2018
Instrument31225
Lender
NameUNITED SEC BK
TypeBank
Address2126 INYO ST, FRESNO, CA 93721-2611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateDec 19, 2017
Property Address895 S SUSAN AVE, KERMAN, CA 93630-7635
Document Number0000163840
Instrument DateDec 13, 2017
Instrument163840
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$1,252.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5320 E PINE AVE FRESNO CA 937272113, FRESNO, CA 93727-2113
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Fresno County assessment roll as of August 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityKerman City
Unified School DistrictKerman Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$479,746 (+12.79%) Land $106,120 Building $373,626
2025$4,999.00 (+6.95%) Homeowner's exemption$425,340 (+6.34%) Land $104,040 Building $321,300
2023$4,674.00 (+40.95%)$400,000 Land $100,000 Building $300,000
2022$3,316.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fresno County (06019C), as of April 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 164 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Sebastian Enterprises
Fiber · DSL
1,000 / 1,000
UnWired Broadband Holding
Fixed Wireless
1,000 / 1,000
Cal.net
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA1010018, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF KERMAN
serves 17,256 people
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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