895 S Stone St, Decatur, IL 62521 Property Records

Macon County property record for 895 S Stone St, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$35,000 (Oct 2022)
Tax Bill	$808 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-23-226-032`

Property Details

APN / Parcel Number

Primary APN	`04-12-23-226-032`
Alternative APN	`12-23-226-032`

Exterior

Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Account Number	041223226032
Street Address	895 S STONE ST
City	DECATUR
State	IL
Zip	62521-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	S 00 R 0000 COM 289.75 E & 525.8 S OF NW COR E1/2 NE1/4 SEC 23-16-2E E150.76 S 50 W IRREG 150.85 N 50 PTO POB 58 04 1 03 0151
Legal Range	02E
Legal Township	16N
Legal Section	23
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	3
Census Block	3007
Census Tract	300

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	248 SILVER DR, DECATUR, IL 62521-4637
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Aug 29, 2014 · Amount on Record
Deed Document Number	20222003314
Deed Book / Page	4922 / 758
Prior Transfer Date	Aug 20, 2014
Prior Transfer Doc	4387/352
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Oct 18, 2022
Property Address	895 S STONE ST, DECATUR, IL 62521-3532
Document Number	004922/758
Book / Page	4922 / 758
Instrument Date	Oct 17, 2022
Instrument	2003314
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	CENTRAL ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 SILVER DR, DECATUR, IL 62521-4637
Investor	Possibly a Property Investor

Mortgage

Document Number	0002003315
Date	Oct 18, 2022
Instrument	2003315

Lender

Name	MIDDLETOWN STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Sep 1, 2027

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$808.00 (+3.46%)	$8,664 (+7.27%) Land $1,522 Building $7,142	$25,994 (+7.27%) Land $4,566 Building $21,428
2024	$781.00	$8,077 Land $1,419 Building $6,658	$24,233 Land $4,257 Building $19,976

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20