895 Rose Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 895 Rose Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 1,575 sqft · built 1910
Lot Size	0.112 acres (4,880 sqft)
Owner	Company Name on Record
Last Sale	$281,000 (Dec 2023)
Tax Bill	$4,670 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-22-0012`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-22-0012`
Alternative APNs	`8556603` `592003`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,575 sqft Living Area
1st Floor Area	900 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Wood
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	592003
Street Address	895 ROSE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2624
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	EASTVILLE HEIGHTS LOT 20 BLK 2
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	EASTVILLE HEIGHTS
Legal Block	2
Legal Lot Number	20
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2002
Census Tract	31100

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9726 OLD BAILES RD, FORT MILL, SC 29707-7540
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Mar 22, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Mar 11, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Mar 23, 2020	Warranty Deed, Transfer · VA Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Prior Sale	Mar 23, 2020 · Amount on Record
Deed Document Number	20235011510
Prior Transfer Date	Nov 10, 2016
Prior Transfer Doc	0004633952
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 19, 2023
Property Address	895 ROSE AVE E, SAINT PAUL, MN 55106-2624
Document Number	0A05011510
Instrument Date	Nov 27, 2023
Instrument	A05011510
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	NOT AVAILABLE, LAKE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$927.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 ROSE AVE E, SAINT PAUL, MN 55106-2624

Mortgage

Document Number	0A05011511
Date	Dec 19, 2023
Instrument	A05011511

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	895 ROSE AVE E, SAINT PAUL, MN 55106-2624
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04871537
Date	Mar 22, 2021
Instrument	A04871537

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	721 Months
Due	Apr 1, 2081

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	895 ROSE AVE E, SAINT PAUL, MN 55106-2624
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04869448
Date	Mar 11, 2021
Instrument	A04869448

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 23, 2020
Property Address	895 ROSE AVE E, SAINT PAUL, MN 55106-2624
Document Number	0004803302
Instrument Date	Mar 20, 2020
Instrument	4803302
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$734.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 ROSE AVE E ST PAUL MN 551062624, ST PAUL, MN 55106-2624

Mortgage

Document Number	4803303
Date	Mar 23, 2020
Instrument	4803303

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,300 (+0.24%) Land $25,000 Building $263,300	$288,300 (+0.24%) Land $25,000 Building $263,300
2025	$4,670.00 (+24.67%) Homeowner's exemption	$287,600 (+19.58%) Land $25,000 Building $262,600	$287,600 (+19.58%) Land $25,000 Building $262,600
2024	$3,746.00 (+3.71%)
2023	$3,612.00 Homeowner's exemption	$240,500 Land $20,000 Building $220,500	$240,500 Land $20,000 Building $220,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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