895 Reef Point Cir, Naples, FL 34108 Property Records

Collier County property record for 895 Reef Point Cir, Naples, FL 34108

Property Summary

Property Type	Condominium
Details	1,359 sqft · built 1986
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on Record
Last Sale	$272,983 (Jul 2017)
Tax Bill	$3,935 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2019 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`000100 026 03A33`

Property Details

APN / Parcel Number

Primary APN	`000100 026 03A33`
Alternative APNs	`000100 026 3A33` `00170000008` `170000008`

Interior

Building Area	1,359 sqft Living Area
1st Floor Area	1,359 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	1,742 sqft (0.04 acres)

Location & Zoning

Street Address	895 REEF POINT CIR
City	NAPLES
State	FL
Zip	34108-8771
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF-6
Legal Description	33 48 25 VILLA #13, BEACHWALK (HO)
Legal Range	25
Legal Township	48
Legal Section	33
Legal Subdivision	ACREAGE HEADER
Legal Tract	000100
Legal Block	1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	10109

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	895 REEF POINT CIR, NAPLES, FL 34108-8771
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit CORNING FEDERAL CREDIT UNION
Jun 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage CORNING FCU
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage CORNING FCU
Feb 27, 2020	Deed of Trust, Mortgage · Line of Credit CORNING FCU
Jul 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 19, 2017	Warranty Deed, Transfer ROSS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2017 · Amount on Record
Deed Sale	Jul 19, 2017 · Amount on Record
Deed Document Number	20175431409
Deed Book / Page	5417 / 972
Last Transfer Date	Jul 10, 2019
Transfer Doc	0056570110
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Jul 9, 2026
Property Address	895 REEF POINT CIR, NAPLES, FL 34108-8771
Document Number	0006848290
Book / Page	6607 / 2490
Instrument Date	Jun 22, 2026
Instrument	20266848290
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust, 222
Address	895 REEF POINT CIR, NAPLES, FL 34108-8771

Mortgage

Document Number	0006848290,
Date	Jul 9, 2026
Book Page	6607/2490
Instrument	20266848290

Lender

Name	CORNING FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.51%
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	895 REEF POINT CIR, NAPLES, FL 34108-8771
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056380408
Date	Jun 5, 2019
Book Page	5638/0408
Instrument	5722532

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 4, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	895 REEF POINT CIR, NAPLES, FL 34108-8771
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FLORIDA PROS LEGAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057030883
Date	Dec 6, 2019
Book Page	5703/0883
Instrument	5799836

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	895 REEF POINT CIR, NAPLES, FL 34108-8771
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057313675
Date	Feb 27, 2020
Book Page	5731/3675
Instrument	5834230

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 26, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 30, 2019
Property Address	895 REEF POINT CIR, NAPLES, FL 34108-8771
Document Number	0056570110
Book / Page	005657 / 000110
Instrument Date	Jul 10, 2019
Instrument	5745800
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	895 REEF POINT CIR NAPLES FL 341088771, NAPLES, FL 34108-8771

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 19, 2017
Property Address	895 REEF POINT CIR, NAPLES, FL 34108-8771
Document Number	0054170972
Book / Page	005417 / 000972
Instrument Date	Jul 7, 2017
Instrument	5431409
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	ROSS TITLE

Transaction

Amount	Amount Recorded
Tax	$1,910.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	614 BEARTOWN RD PAINTED POST NY 148708505, PAINTED POST, NY 14870-8505

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,055 (+2.7%)	$537,740 (-16.82%) Building $537,740
2025	$3,935.00 (+2.37%) Homeowner's exemption	$425,565 (+5.99%)	$646,460 (-7.09%) Building $646,460
2024	$3,844.00 (+0.97%)
2023	$3,807.00 (-2.36%) Homeowner's exemption	$401,525 (+3%)	$695,820 (+24%) Building $695,820
2022	$3,899.00 Homeowner's exemption	$389,830	$561,158 Building $561,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 160 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	464 units insured incl. 304 condo units
Nearby Flood Claims	5 (2009–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Summit Broadband.

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