895 Oak St, Ashland, OR 97520 Property Records

Jackson County property record for 895 Oak St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1989
Lot Size	0.91 acres (39,640 sqft)
Owner	Trust Name on File
Last Sale	$605,000 (May 2020)
Tax Bill	$6,441 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`391E04BD1301`

Property Details

APN / Parcel Number

Primary APN	`391E04BD1301`
Alternative APNs	`391E04BD01301` `10784167`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,440 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Concrete
Roof Material	Other
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	936 sqft
Porch	Covered Wood Porch
Porch Area	256 sqft
Deck Area	Deck Area
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	895 OAK ST
City	ASHLAND
State	OR
Zip	97520-1264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Range	01E
Legal Township	39S
Legal Section	04
Legal Quarter	2
Legal Block	3
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3026
Census Tract	1802

Owner

895 Oak St is held in a trust since May 2020.

Source: Jackson County records, as of August 19, 2026

Owner of Record	Trust Name on File
Mailing Address	895 OAK ST, ASHLAND, OR 97520-1264
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2020 · Amount on File
Deed Sale	May 4, 2020 · Amount on File
Prior Sale	Jul 29, 2009 · Amount on File
Deed Document Number	202014482
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	May 4, 2020
Property Address	895 OAK ST, ASHLAND, OR 97520-1264
Document Number	0000014482
Instrument Date	Apr 28, 2020
Instrument	14482
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	180 LITHIA WAY #101 ASHLAND OR 975201891, 101, ASHLAND, OR 97520-1891

Mortgage

Document Number	14483
Date	May 4, 2020
Instrument	14483

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 895 Oak St was $6,441, up 2.2% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,420 (+3%)	$769,930 (+7.61%) Land $357,280 Building $412,650
2025	$6,441.00 (+2.16%)	$438,280 (+3%) Land $186,710 Building $251,570	$715,450 (-4.01%) Land $341,000 Building $374,450
2024	$6,305.00 (+3.36%)	$425,520 (+3%) Land $181,280 Building $244,240	$745,310 (-22.66%) Land $341,000 Building $404,310
2023	$6,100.00 (+3.32%)	$413,130 (+3%) Land $176,000 Building $237,130	$963,640 (+6.33%) Land $601,580 Building $362,060
2022	$5,904.00	$401,100 Land $170,880 Building $230,220	$906,300 Land $595,850 Building $310,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 895 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 895 Oak St is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 73% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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