895 N 12th St, Philomath, OR 97370 Property Records

Benton County property record for 895 N 12th St, Philomath, OR 97370

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,414 sqft · built 2019
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$462,000 (Apr 2024)
Tax Bill	$4,895 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12601CD03000`

Property Details

APN / Parcel Number

Primary APN	`12601CD03000`
Alternative APN	`360885`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,414 sqft Living Area
Gross Area	1,814 sqft
1st Floor Area	1,414 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	360885
Street Address	895 N 12TH ST
City	PHILOMATH
State	OR
Zip	97370-9309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	PARTITION PLAT 95-013 LOT PARCEL 1
Legal Range	6W
Legal Township	12S
Legal Section	1
Legal Subdivision	PARTITION 95-13
Legal Lot Number	1
Jurisdiction	BENTON OR
Township / Civil Division	CORVALLIS
Census Block Group	3
Census Block	3007
Census Tract	10800

Owner

895 N 12th St is owned and occupied by an individual who bought it in April 2024.

Source: Benton County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	895 N 12TH ST, PHILOMATH, OR 97370-9309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Nov 24, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 31, 2019	Warranty Deed, Transfer · Conventional Mortgage OREGON ST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2024 · Amount on File
Deed Sale	Apr 25, 2024 · Amount on File
Prior Sale	Nov 24, 2020 · Amount on File
Deed Document Number	2024643780
Prior Transfer Date	Apr 28, 2014
Prior Transfer Doc	0000523379
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Apr 25, 2024
Property Address	895 N 12TH ST, PHILOMATH, OR 97370-9309
Document Number	0000643780
Instrument Date	Apr 19, 2024
Instrument	2024-643780
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 N 12TH ST, PHILOMATH, OR 97370-9309

Mortgage

Document Number	0000643781
Date	Apr 25, 2024
Instrument	2024-643781

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Nov 24, 2020
Property Address	895 N 12TH ST, PHILOMATH, OR 97370-9309
Document Number	0000603930
Map Reference	DOC 20017-561788
Instrument Date	Oct 28, 2020
Instrument	2020-603930
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	895 N 12TH ST, PHILOMATH, OR 97370-9309

Mortgage

Document Number	0000603931
Date	Nov 24, 2020
Instrument	2020-603931

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Jul 31, 2019
Property Address	895 N 12TH ST, PHILOMATH, OR 97370-9309
Document Number	0000584388
Instrument Date	Jul 25, 2019
Instrument	584388
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	895 N 12TH ST PHILOMATH OR 973709309, PHILOMATH, OR 97370-9309

Mortgage

Document Number	584389
Date	Jul 31, 2019
Instrument	584389

Lender

Name	OREGON ST CU
Address	CORVALLIS, OR 97339-0306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 895 N 12th St was $4,895, up 2.1% from the year before.

Source: Benton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Benton County
Municipality	Philomath City
Unified School District	Philomath School District 17J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,895.00 (+2.11%)	$224,121 (+3%)	$470,196 (+1.3%) Land $188,100 Building $282,096
2024	$4,794.00 (+2.39%)	$217,593 (+3%)	$464,170 (+2.36%) Land $179,100 Building $285,070
2023	$4,682.00 (+2.99%)	$211,255 (+3%)	$453,490 Land $179,100 Building $274,390
2022	$4,546.00	$205,102
2002			$394,970 Land $153,100 Building $241,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 895 N 12th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective April 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2007–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 895 N 12th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHILOMATH PUBLIC WORKS serves 4,670 people · EPA ID OR4100624
Water Source	Surface water
Last State Inspection	Aug 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pioneer Telephone Cooperative Fixed Wireless · DSL · Fiber in parts of the area	500 / 100
Alyrica Fixed Wireless	400 / 50

May also be available: Verizon.

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